# Fakturia — Billing & Invoicing

Fakturia by Luminea IT Services GmbH holds a panel rating of 3.5/5 from 6 AI judges (category median 3/5), as of 2026-10-28. Provenance: EU-Made; sovereignty: 1 of 4 dimensions proven.

- Vendor: Luminea IT Services GmbH (https://www.fakturia.de)
- Category: [Billing & Invoicing](https://whats-best.ai/software/billing.md)
- Provenance (editorial classification): EU-Made
- Canonical page: https://whats-best.ai/software/billing/fakturia
- Alternatives: https://whats-best.ai/software/billing/fakturia/alternatives ([markdown](https://whats-best.ai/software/billing/fakturia/alternatives.md))
- Data as of: 2026-10-29 · evaluated 2026-10-28 · oldest source captured 2026-10-26

**AI-generated.** Every score, rationale and verdict here is written by a panel of AI judges from public evidence — an analysis, not a hands-on test. Every fact quotes the vendor page it was read from. No score can be bought. How scores are made: https://whats-best.ai/methodology

## At a glance

- Vendor: Luminea IT Services GmbH
- Headquarters: Not stated on the vendor’s pages as of 26 Oct 2026
- Data hosting: Not stated on the vendor’s pages as of 26 Oct 2026
- Free plan: Not stated on the vendor’s pages as of 26 Oct 2026

## The panel's verdict

Fakturia is subscription-billing and recurring-invoicing software from Luminea IT Services GmbH (Amtsgericht München, HRB 233747), built for German B2B and SaaS sellers. The bench scores it strongest on revenue and handoff — the only criterion with no score below 7 — resting on a DATEV connection certified since 2024 that pushes invoice PDFs together with booking records and releases deferred revenue automatically; the vendor's worked example turns a 1,200 EUR annual fee into 200 EUR in the first month and 100 EUR in each following month. Subscription engine, invoicing compliance, collections and dunning and pricing transparency sit in a 6-7 band. Tax handling is weakest at 5-6: a VAT ID check from the Flex two tier upward, ZM and MOSS/OSS reporting and a reverse-charge guide are documented, while the judges found no public information on automatic VAT rates per country or VIES validation. Sovereignty spans 6-7, turning on the weight given US providers in the vendor's privacy policy against the documented German hosting and ownership. The flagged splits came back empty; weighted totals range from 6.1 to 6.9.

**Speaks for it:**
- Certified direct DATEV connection since 2024 on the Buchungsdatenservice 2.0 standard, with invoice PDFs pushed together with the booking records
- Automatic passive revenue deferral released time-proportionally into the DATEV export — the vendor's example splits a 1,200 EUR annual fee into 200 EUR and eleven monthly 100 EUR amounts
- ZUGFeRD and XRechnung invoices created automatically, described as law-conform since 2019, with GoBD-conform revision-safe archiving and corrections booked as counter-bookings
- Multi-step automatic dunning with unlimited escalation levels and individual texts, included in every tariff, with return debits processed via finAPI
- Flex pricing computable from the captured pages — 0 € base fee, a 1,9% or 2,4% monthly net-revenue fee, 25,- € per further user, and a free sandbox without a credit card

**Held against it:**
- No public information on Business and Enterprise prices, which are set per individual offer, with a Flex-to-Business switch possible only after 36 months
- No public information on MRR, ARR or churn metrics — the SaaS founder could not source a board pack from the captured pages
- No public information on automatic VAT rates per country and product type, VIES validation, or US sales tax
- No public information on smart payment retries, card updaters, or a handover to a collection agency
- No public information on ISO 27001 or SOC 2 certification or a product-level subprocessor list, while the vendor's own website names US providers such as HubSpot and Wordfence

**Best for:**
- You run a German service or SaaS business whose accountant works in DATEV and wants deferred revenue split automatically
- You need to meet the German B2B e-invoicing obligation from 2025 with XRechnung and ZUGFeRD, plus GoBD-conform archiving
- You collect by SEPA direct debit — in-house or through a provider such as Stripe, Adyen, Unzer or PayPal — and want automatic dunning from the entry tier
- You want a revenue-priced start with no base fee and a free sandbox for evaluation before committing

**Avoid if:**
- You need the full price picture before signing — Business and Enterprise prices come per individual offer, and leaving Flex for Business is possible only after 36 months
- Your data-protection rules bar US processors from any chain you touch — Stripe and PayPal are optional integrations and the vendor's website names US providers including HubSpot and Wordfence
- You bill across many countries and expect automatic per-country VAT rates — the documented tax tooling is the VAT ID check from Flex two upward plus ZM and MOSS/OSS reporting data
- Your reporting leans on subscription analytics — the documented exports are accounting-facing (DATEV, Lexware CSV, JSON), and the bench found no public information on MRR, churn or cohort figures

## Scores by judge and criterion

Scores out of 5, each judge scoring independently against the published rubric (v1). "n/r" = not rated: the vendor publishes no price, or the judge found no public information on that criterion.

| Criterion | The SaaS Founder | The Finance Lead | The Billing Engineer | The Service-Business Owner | The Tax Adviser | The Skeptic |
| --- | --- | --- | --- | --- | --- | --- |
| Plans, pricing models & subscription lifecycle | 3.5/5 | 3.5/5 | 3.5/5 | 3.5/5 | 3.5/5 | 3/5 |
| Invoices & e-invoicing compliance | 3.5/5 | 3.5/5 | 3.5/5 | 3.5/5 | 3.5/5 | 3/5 |
| Cross-border VAT & tax handling | 3/5 | 3/5 | 3/5 | 3/5 | 2.5/5 | 3/5 |
| Payment collection, dunning & portability | 3.5/5 | 3/5 | 3.5/5 | 3.5/5 | 3/5 | 3/5 |
| Revenue reporting & accounting handoff | 3.5/5 | 3.5/5 | 3.5/5 | 3.5/5 | 3.5/5 | 3.5/5 |
| European sovereignty | 3.5/5 | 3/5 | 3.5/5 | 3/5 | 3.5/5 | 3/5 |
| Pricing transparency | 3.5/5 | 3.5/5 | 3.5/5 | 3.5/5 | 3/5 | 3/5 |
| **Weighted verdict** | **3.5/5** | **3.5/5** | **3.5/5** | **3.5/5** | **3/5** | **3/5** |

### The judges

- **The SaaS Founder** (v1.0): Runs a twelve-person SaaS that sells to companies in nine EU countries and is about to add a usage-based tier. Wants plans, trials and price changes without a developer sprint, reverse charge that is right without thinking about it, failed cards retried before they turn into churn, and a billing bill that does not grow faster than revenue.
- **The Finance Lead** (v1.0): Closes the month for a software company with eight million euros of recurring revenue. Wants MRR that reconciles with the ledger, deferred revenue scheduled rather than estimated in a spreadsheet, a journal or DATEV export the accountants can book without retyping, and dunning that stops before it reaches a key account.
- **The Billing Engineer** (v1.0): Wires billing into the product and gets paged when a webhook goes missing. Wants a documented API for usage events, idempotent webhooks, entitlements the app can read, a sandbox that behaves like production, and a migration path that moves subscriptions and payment tokens out again if the company outgrows the tool.
- **The Service-Business Owner** (v1.0): Runs an IT service company with two hundred maintenance contracts, hosting packages and monthly retainers, all billed to German businesses. Wants contract terms and price increases handled by the system, SEPA direct debit with mandates, e-invoices that public-sector customers accept, a DATEV export for the tax adviser, and customer data kept in Europe.
- **The Tax Adviser** (v1.0): Advises software and subscription businesses and sees what their billing tools get wrong at the year-end audit. Wants sequential numbering and credit notes instead of edited invoices, XRechnung and ZUGFeRD now that the B2B e-invoice is mandatory, VAT IDs checked before reverse charge is applied, and a merchant of record that says in writing which tax it owes.
- **The Skeptic** (v1.0): Has seen "automated recurring revenue" turn into a tool that takes a percentage of every euro billed and keeps the payment tokens when the customer leaves. Reads "e-invoicing ready" that means a PDF, "global tax compliance" with no word on who is liable, merchant-of-record terms that let the vendor change fees at will, and subprocessor lists that stop at the hosting provider — and asks what leaving would cost.

## European sovereignty — proven facts

Built only from facts on the vendor's own pages; a dimension we could not prove is left open, never scored as zero. Headline: 1 of 4 dimensions proven.

| Dimension | Finding | Points | Source |
|---|---|---|---|
| Legal entity | Not determined | — | — |
| Ownership | Not determined | — | — |
| Data residency | Not determined | — | — |
| Subprocessors | US CLOUD Act reach | 0/2 | [S1] |

## Key facts

Each fact is the vendor's own statement, cited to the source page it was read from ([S*n*] → Sources).

**Compliance**
- DPA required: yes [S5]
- DSGVO: yes [S1]
- DSGVO: 2007 · TÜV-RZ Nürnberg · yes [S7]
- GDPR: yes [S6]
- Gobd archiving: yes [S13]
- Newsletter consent: yes · yes [S3]

**Data**
- Backup external server: yes [S5]
- Customer backup obligation: yes · yes [S5]
- Deletion after termination: yes · yes [S5]

**Hosting**
- Data center: Nürnberg · TÜV-zertifiziert [S1]
- Datacenter: Nürnberg · yes [S6]
- Private cloud: Private Cloud on vendor IT infrastructure [S2]
- Residency: Nürnberg · Germany · no [S6]
- Tuv servers nuremberg: Nürnberg, Deutschland · TÜV [S13]

**Integrations**
- API: yes [S10]
- API docs: wiki · yes [S14]
- API exists: yes [S8]
- API offered: yes [S5]
- Data export: JSON [S7]
- Data migration: yes [S7]
- Datev buchungsdatenservice 20: DATEV Unternehmen online · DATEV Buchungsdatenservice 2.0 [S13]
- Datev certified: yes · 2024 [S13]
- Finapi kontenabgleich: yes [S1]
- Lexware CSV: Lexware CSV · yes [S13]
- Lexware export: yes [S7]
- Mcp AI: yes [S6]
- Named integrations: REST-API · Webhooks · Zapier · HubSpot · Mailchimp · Stripe · Adyen · MCP / Claude Code [S6]
- Openapi support: Codegenerierung aus dem sog. Swagger-File · yes [S14]
- Private cloud API unlimited: Private Cloud · Enterprise-Tarif · yes [S2]
- Programming languages: PHP · Perl · Node.js · Python · Angular · Java · React · Rust · Go · Javascript [S14]
- Rest API: REST-API · MCP-Server [S7]
- Rest API: REST · customers · contracts · articles · invoices · yes [S6]
- Rest API: rest_api · yes [S14]
- Use cases: online shop integration · CRM system connection · coupling with custom developments (e.g. SaaS products) [S14]
- Webhooks: contract start · payment · cancellation · dunning · yes [S6]
- Xrechnung zugferd: yes · XRechnung · ZUGFeRD [S14]
- Zapier: yes · 2000 [S6]
- Zapier webhooks: yes [S1]

**Legal**
- Address: 82054 · Sauerlach · Mühlweg 1 [S4]
- Availability no guarantee: impairments outside provider's control do not affect conformity [S5]
- Brand: Luminea IT Services GmbH [S4]
- Brand owner: Luminea IT Services GmbH [S1]
- Brand owner: Fakturia is a brand of Luminea IT Services GmbH [S2]
- Brand owner: Luminea IT Services GmbH [S7]
- Brand owner: Fakturia · Luminea IT Services GmbH [S5]
- Brand owner: Fakturia · Luminea IT Services GmbH [S9]
- Brand owner: Luminea IT Services GmbH · Fakturia is a brand of Luminea IT Services GmbH [S10]
- Brand owner: Fakturia · Luminea IT Services GmbH [S12]
- Commercial register: Amtsgericht München · HRB 233747 [S4]
- Confidentiality survives: yes [S5]
- Controller: Luminea IT Services GmbH · info@luminea.de · 08104/90966-0 · Mühlweg 1, 82054 Sauerlach Deutschland [S3]
- Customer responsible for data backup: yes [S5]
- Customer tos excluded: no [S5]
- Data loss liability limit: no [S5]
- Entity: Luminea IT Services GmbH · 2007 · yes [S6]
- Entity location: Sauerlach bei München [S6]
- Entity name: Luminea IT Services GmbH [S4]
- GDPR statement: provider complies with statutory data protection regulations [S5]
- Governing law: provider's registered seat for merchants · yes · Germany [S5]
- Invoice requirements: Pflichtangaben auf Rechnungen gemäß §14 UStG · blog article (22. Juni 2016, Autor Norbert Schollum) [S8]
- Regulatory authority: Bayerische Landeszentrale für neue Medien (BLM) [S4]
- Subcontracting allowed: yes · yes [S5]
- Term per order sheet: contract term defined per offer sheet [S5]
- Termination for nonpayment: 2 [S5]
- Termination textform: yes [S5]
- Tos copyright source: OSB Alliance e.V. · CC BY 3.0 DE · 1/2015 [S5]
- VAT id: DE312143719 [S4]
- Vendor: Luminea IT Services GmbH · Deutschland [S13]

**Pricing**
- Access suspension on late payment: yes · 4 [S5]
- Additional API call price: 0.004 [S2]
- Additional user price: 25 [S2]
- Cancellation terms: monthly plans cancellable with 4 weeks notice; plan changes within series anytime [S2]
- Dunning included all plans: yes [S11]
- Flex enterprise data migration: no [S2]
- Flex no base fee: FLEX-Serie · 0 [S7]
- Flex one API quota: 7500 [S2]
- Flex one base fee: 0 [S2]
- Flex one contract limit: unlimited customer contracts [S2]
- Flex one revenue fee: 1.9 [S2]
- Flex one support: Standard Support inklusive [S2]
- Flex one users included: 3 [S2]
- Flex plans: umsatzbasierte Abrechnung ohne monatliches Fixum · yes [S1]
- Flex to business switch restriction: 36 [S2]
- Flex two extra features: USt-ID-Prüfung · Passive Rechnungsabgrenzung (PRAP) · Kostenstellen / Kostenträger · DATEV-Schnittstelle · Sammelrechnungen [S2]
- Flex two inherits flex one features: yes [S2]
- Flex two revenue fee: 2.4 [S2]
- Free trial: yes [S9]
- Free trial: free trial · yes [S10]
- Free trial: yes · yes · no [S6]
- Free trial: yes · no · yes [S13]
- Free trial sandbox: Sandbox · yes · no [S7]
- Onboarding fee: 1200 [S6]
- Onboarding price: Premium Onboarding incl. sandbox setup and transfer to production [S2]
- Page date: August 2026 [S2]
- Payment terms per order sheet: payment period, amount and method defined per order sheet [S5]
- Price increase clause: 5 · yes · yes [S5]
- Rental model: pauschale monatliche Mietgebühr [S7]
- Sandbox free: kostenlose Sandbox [S2]
- VAT note: yes [S2]

**Product**
- API: yes [S9]
- Automation claim: 85 [S13]
- Billing intervals: monthly · quarterly · half-yearly · yearly · yes · yes [S6]
- Billing type: Subscription management without base fee [S9]
- Brand owner: Fakturia · Luminea IT Services GmbH [S8]
- Cancellation button: Kündigungsbutton inkl. Kündigungsmaske, Bestätigungs-E-Mail, Fristberechnung, Abschlussrechnung [S7]
- Cancellation button: legal cancellation button in self-service portal per German law [S6]
- Cancellation handling: automated cancellation processing with final invoices and confirmation [S6]
- Ci pipeline: yes [S1]
- Commission billing: Provisionsabrechnung für Vertriebspartner [S7]
- Context sensitive articles: context-sensitive article selection per contract time unit [S6]
- Contract management: Vertragsverwaltung [S7]
- Contract management: contract management with minimum term and billing interval data [S6]
- Contract renewal: automatic renewal after minimum term; units days/months/years [S6]
- Coupons: discount codes and starting credit coupons [S6]
- Credit notes: yes [S13]
- Datev export: yes [S1]
- Datev export: DATEV-Export mit PRAP · ZUGFeRD · XRechnung [S7]
- Debitor accounts: individuelle Debitorenkonten · zentrales Forderungskonto [S13]
- Delivery model: SaaS/cloud · servers of provider or contracted service provider [S5]
- Description: Subscription-Management-Software für Rechnungsversand, wiederkehrende Zahlungen und Mahnwesen [S1]
- Dunning: Mahnwesen mehrstufig, automatisch [S7]
- Dunning automation: yes [S1]
- Dunning email delivery: yes [S11]
- Dunning escalation levels: yes [S11]
- Dunning invoice attachment: yes [S11]
- Dunning per level texts: yes [S11]
- Dunning steps: yes [S1]
- E invoice: ZUGFeRD · XRechnung · yes [S1]
- Einvoice formats: XRechnung · ZUGFeRD [S9]
- Enterprise hosting: ENTERPRISE: dedicated server (VM); other tariffs: shared environment [S2]
- Erechnung formats: yes · yes [S13]
- Erechnung law: 2025 [S13]
- Export contents: Rechnungen und Korrekturrechnungen mit vollständigen Belegdaten · Buchungssätze auf individuelle Debitorenkonten oder Forderungskonto · Passive Rechnungsabgrenzungsposten · ZM-Reporting · MOSS/OSS-Reporting · Rücklastschriften via finAPI ·… [S13]
- Finapi reversals: finAPI-Kontenabgleich · yes [S13]
- Flex one features: Abo- und Vertragsverwaltung · Nutzungsbasierte Abrechnung · Mahnwesen & SelfService-Portal · Mehrsprachigkeit & Multi-Währungen · Mandantenfähigkeit · Kontenabgleich (finAPI) & FiBu-Exporte · API & Webhooks · ZUGFeRD / XRechnung · Provisio… [S2]
- Free trial: yes [S1]
- Full feature tariffs: FLEX two and ENTERPRISE tariff have full feature set [S2]
- Hybrid invoices: yes · creates compliant hybrid invoices: human-readable PDF with embedded XML [S9]
- Industries: SaaS und Software · Telekommunikation & Mobilfunk · Energie- und Versorgung · Medien, Streaming & Publishing · MSP & Agenturen · Startups [S7]
- Invoice automation claim: 100 [S6]
- Invoice download: PDF · ZUGFeRD [S7]
- Invoice pdf transfer: yes [S13]
- Invoicing automation: yes [S1]
- Moss oss reporting: yes [S13]
- Nav API: yes [S13]
- No medienbruch: yes [S9]
- Notice periods: notice periods per contract with automatic deadline calculation [S6]
- Offers free trial: yes [S8]
- Partner commissions: automated partner commission billing incl. lifetime commissions [S6]
- Payment creditcard: payment processing partners · creditcard · Mastercard · VISA · American Express (AMEX) · Diners Club · JCB · yes [S12]
- Payment invoice: invoice · yes [S12]
- Payment paypal: paypal · yes [S12]

**Subprocessors**
- Devowl cookie consent: devowl.io GmbH · Deutschland · Cookie-Consent-Tool „Real Cookie Banner“ [S3]
- Google ads: Google Ireland Limited · Google Ads Conversion-Tracking · Conversion-Statistiken [S3]
- Hubspot live chat: HubSpot, Inc. · Live-Chat-System · Kommunikation mit Besuchern · yes [S3]
- Hubspot marketing hub: HubSpot, Inc. · Marketing Hub · Website-/Marketingkampagnen-Analyse und gezielte Werbeanzeigen [S3]
- Wordfence: Defiant Inc. · Wordfence · USA · Schutz vor Viren/Malware, Brute-Force- und DDoS-Abwehr · yes · no [S3]

**Support**
- Channels: email · telefon [S1]
- Consultation: consultation call · yes [S10]
- Docs: yes [S10]
- Mattermost chat: inklusive · kostenpflichtig [S2]
- Sandbox: kostenfreie Sandbox [S1]
- Scope per order sheet: support case = software not fulfilling contracted functions; reporting method and scope of support per order sheet [S5]
- Separate agreement option: yes [S5]
- Standard email response: 24 · 72 [S2]

32 more facts on the canonical page: https://whats-best.ai/software/billing/fakturia

## Questions

### Is Fakturia European?

Yes. whats-best.ai classifies Fakturia as EU-Made.

### Where does Fakturia store data?

Not stated on the vendor’s pages as of 26 Oct 2026.

### Does Fakturia have a free plan?

Not stated on the vendor’s pages as of 26 Oct 2026.

### What are the best alternatives to Fakturia?

As of 28 Oct 2026, the panel rates [Chargebee (3.5/5)](https://whats-best.ai/software/billing/chargebee), [Younium (3.5/5)](https://whats-best.ai/software/billing/younium) and [Stripe Billing (3.5/5)](https://whats-best.ai/software/billing/stripe-billing) highest among the other 12 Billing & Invoicing products evaluated. Ratings that look equal are rounded to half stars; the order uses the unrounded rating, then the name. The highest-rated European alternative is [Younium](https://whats-best.ai/software/billing/younium) (EU-Made). Ratings are the AI panel’s opinion, formed from public evidence: [how scores are made](https://whats-best.ai/methodology#ordering). The full list, with European products first: [Fakturia alternatives](https://whats-best.ai/software/billing/fakturia/alternatives).

## Head-to-head

- [Fakturia vs Frisbii (formerly billwerk+)](https://whats-best.ai/compare/fakturia-vs-frisbii.md)

## What this page leaves out

- 10 subprocessors facts could not be confirmed on the vendor’s page as captured and were left out of this page and of the panel’s material.
- 2 integrations facts could not be confirmed on the vendor’s page as captured and were left out of this page and of the panel’s material.
- 1 legal fact could not be confirmed on the vendor’s page as captured and was left out of this page and of the panel’s material.
- 1 pricing fact could not be confirmed on the vendor’s page as captured and was left out of this page and of the panel’s material.
- 1 product fact could not be confirmed on the vendor’s page as captured and was left out of this page and of the panel’s material.
- 1 support fact could not be confirmed on the vendor’s page as captured and was left out of this page and of the panel’s material.
- 2 sovereignty dimensions could not be confirmed on the vendor’s own pages and are shown as unknown.

## Sources

- [S1] Vendor homepage: https://www.fakturia.de/ (checked 2026-10-26)
- [S2] Pricing page: https://www.fakturia.de/preise (checked 2026-10-26)
- [S3] Privacy policy: https://www.fakturia.de/datenschutzerklaerung (checked 2026-10-26)
- [S4] Legal notice: https://www.fakturia.de/impressum (checked 2026-10-26)
- [S5] Terms of service: https://www.fakturia.de/nutzungsbedingungen-saas (checked 2026-10-26)
- [S6] Plans, pricing models & subscription lifecycle — found from sitemap: https://www.fakturia.de/features/subscription-management (checked 2026-10-26)
- [S7] Plans, pricing models & subscription lifecycle — found from sitemap: https://www.fakturia.de/aboverwaltung (checked 2026-10-26)
- [S8] Invoices & e-invoicing compliance — found from sitemap: https://www.fakturia.de/aktuelles/welche-pflichtangaben-muessen-auf-rechnungen-gemacht-werden (checked 2026-10-26)
- [S9] Invoices & e-invoicing compliance — found from sitemap: https://www.fakturia.de/xrechnung-pdf (checked 2026-10-26)
- [S10] Cross-border VAT & tax handling — found from sitemap: https://www.fakturia.de/aktuelles/buchungssatz-sonst-leistungen-eu-so-verbuchen-sie-rechnungen-mit-steuerschuldumkehr-reverse-charge-verfahren-z-b-google-adwords-facebook-amazon-ebay (checked 2026-10-26)
- [S11] Payment collection, dunning & portability — found from sitemap: https://www.fakturia.de/features/mahnwesen (checked 2026-10-26)
- [S12] Payment collection, dunning & portability — found from sitemap: https://www.fakturia.de/features/payment/bezahlmethoden (checked 2026-10-26)
- [S13] Revenue reporting & accounting handoff — found from sitemap: https://www.fakturia.de/features/fibu-export (checked 2026-10-26)
- [S14] Revenue reporting & accounting handoff — found from sitemap: https://www.fakturia.de/api (checked 2026-10-26)

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Cite as: whats-best.ai, "Fakturia — Billing & Invoicing", AI panel analysis, as of 2026-10-29. https://whats-best.ai/software/billing/fakturia

Corrections: https://whats-best.ai/correct/984?target=page