# Loyverse POS — POS & Checkout Systems

Loyverse POS by Cavius International Limited holds a panel rating of 2.5/5 from 6 AI judges (category median 2.5/5), as of 2026-10-30. Provenance: UK / wider Europe; sovereignty: not determined.

- Vendor: Cavius International Limited (https://loyverse.com/de)
- Category: [POS & Checkout Systems](https://whats-best.ai/software/pos.md)
- Provenance (editorial classification): UK / wider Europe
- Canonical page: https://whats-best.ai/software/pos/loyverse
- Alternatives: https://whats-best.ai/software/pos/loyverse/alternatives ([markdown](https://whats-best.ai/software/pos/loyverse/alternatives.md))
- Data as of: 2026-11-04 · evaluated 2026-10-30 · oldest source captured 2026-10-29

**AI-generated.** Every score, rationale and verdict here is written by a panel of AI judges from public evidence — an analysis, not a hands-on test. Every fact quotes the vendor page it was read from. No score can be bought. How scores are made: https://whats-best.ai/methodology

## At a glance

- Vendor: Cavius International Limited
- Headquarters: Not stated on the vendor’s pages as of 1 Nov 2026
- Data hosting: Default not stated; pages mention Germany [S7]
- Free plan: Not stated on the vendor’s pages as of 1 Nov 2026

## The panel's verdict

Loyverse POS, a point-of-sale platform for small businesses, scores best where its pages are richest: operations and locations at 7-8, built on free multi-store management, stock transfers between stores, purchase orders, recipes from ingredients, a free kitchen display and per-shift cash tracking. It scores worst on fiscal compliance at 0-2, where we found no public information on a certified technical security device, a DSFinV-K export or a daily closing. The fiscal split of 2 versus 0 is a difference of evidence, not substance: the higher scores credit a tax-payable report and e-invoicing API hooks, the lower ones found no public information. Pricing transparency publishes subscriptions plainly — advanced inventory at €25/Monat pro Filiale — while a card-taking year cannot be computed; sovereignty rests on stated Amazon Web Services hosting in Germany and a London contracting entity.

**Speaks for it:**
- Operations and locations scored 7-8, with free multi-store management, per-store prices, stock transfers between stores, purchase orders and a free kitchen display on several screens
- Subscription prices are published per unit — advanced inventory at €25/Monat pro Filiale, employee management at €5/Monat pro Mitarbeiter — with a 14-day trial and signup requiring no credit card
- A documented API with developer registration, CSV report downloads and a third-party connector that turns every receipt into a Zoho Books invoice (From $29.99/month)
- Hosting is stated as Amazon Web Services in Germany under a GDPR data processing agreement with subprocessor changes on ten days' notice and deletion or return of personal data at termination

**Held against it:**
- Fiscal compliance scored 0-2, with no public information on a certified technical security device, a DSFinV-K export or a daily closing
- No transaction fee, terminal cost or payout timing is published, so a card-taking year cannot be computed from the captured pages
- We found no public information on a DATEV export, on booking with revenue accounts and tax rates, or on a complete export of records at contract end
- The contracting entity is Loyverse Commerce Ltd of London in the Teya group, subprocessors are named only by purpose, and we found no public information on security certifications

**Best for:**
- You run a café, bar or quick-service site and want a free till with a free multi-screen kitchen display and open tickets named by table
- You operate two or more shops and want shared articles, per-store prices and real-time chain reports under one free account
- You keep books in Zoho Books or build against a documented API and can run the accounting handoff yourself
- You want a legible, unit-priced subscription with nothing to pay when a seasonal location closes

**Avoid if:**
- You must defend your till in a German cash-register audit on documented evidence — fiscal compliance scored 0-2 and we found no public information on a TSE or DSFinV-K export
- You must know your full card cost before committing — ask the vendor: the public pages we read do not show it
- Your accountant expects a DATEV export or booking with revenue accounts and tax rates — the one named accounting path is a third-party Zoho Books connector
- Your procurement requires named subprocessors and security certifications — subprocessors appear only by purpose and we found no public information on certifications

## Scores by judge and criterion

Scores out of 5, each judge scoring independently against the published rubric (v1). "n/r" = not rated: the vendor publishes no price, or the judge found no public information on that criterion.

| Criterion | The Café Owner | The Retail Shop Owner | The Tax Adviser | The Hospitality Operations Manager | The Fee-Conscious Merchant | The Skeptic |
| --- | --- | --- | --- | --- | --- | --- |
| Checkout, receipts & hardware | 3/5 | 3/5 | 3/5 | 3/5 | 3/5 | 3/5 |
| Card payments & fees | 2/5 | 2/5 | 2/5 | 2/5 | 2/5 | 2/5 |
| Fiscal compliance (TSE, DSFinV-K, RKSV) | n/r | n/r | 1/5 | 1/5 | n/r | n/r |
| Inventory, tables, staff & locations | 4/5 | 4/5 | 4/5 | 4/5 | 4/5 | 3.5/5 |
| Accounting handoff, DATEV & data export | 2.5/5 | 2.5/5 | 2.5/5 | 2.5/5 | 2.5/5 | 2/5 |
| European sovereignty | 2.5/5 | 2/5 | 2/5 | 2/5 | 2/5 | 2.5/5 |
| Pricing transparency | 2.5/5 | 2.5/5 | 3/5 | 2.5/5 | 2.5/5 | 2.5/5 |
| **Weighted verdict** | **3/5** | **3/5** | **2/5** | **2.5/5** | **2.5/5** | **2.5/5** |

### The judges

- **The Café Owner** (v1.0): Runs a café with twelve tables, a counter and a terrace in summer, and closes the till herself at eleven at night. Wants an iPad till the student staff learn in one shift, orders that reach the kitchen printer, split bills and tips without arithmetic, a till that keeps selling when the Wi-Fi drops, a TSE she does not have to think about, and a monthly cost she can still read in the second year.
- **The Retail Shop Owner** (v1.0): Owns a stationery and gift shop with a second branch across town and about four thousand articles, many in several colours. Wants barcodes scanned at the till, stock that shows what the other branch still has, transfers between the two shops, suppliers and reorders in the same back office, vouchers that work in both branches, and the month's sales handed to the tax adviser without a USB stick.
- **The Tax Adviser** (v1.0): Looks after the books of sixty restaurants, bakeries and shops and has sat in on more than one unannounced Kassennachschau. Wants the TSE named with its certificate, a DSFinV-K export that opens in the auditor's software, the § 146a registration done, a procedure documentation that exists before it is asked for, a DATEV export with the right revenue accounts, and ten years of records still readable after the client changes tills.
- **The Hospitality Operations Manager** (v1.0): Runs operations for a group of eight restaurants in three cities with two hundred staff. Wants one menu and price list pushed to every site with local exceptions, staff rights that stop a waiter voiding his own bills, reports that compare sites by the hour, and a works council and data protection officer who can sign off what the till records about employees and loyalty guests, and where it is hosted.
- **The Fee-Conscious Merchant** (v1.0): Sells ice cream from a shop in spring and summer and from a market stall at Christmas, mostly in amounts under five euros, and more of them by card every year. Wants the fee per girocard and credit card payment on the price page, a terminal he can choose rather than the one the till insists on, hardware that runs off a battery, no monthly fee in the closed months, and the real cost of "free".
- **The Skeptic** (v1.0): Has seen a "free" till paid for twice over in card fees, printers that work with one vendor's software only, a TSE charged by the year on top of the licence, and a cancelled contract that left ten years of fiscal journals behind a login. Reads "100 % finanzamtkonform" with no TSE provider named and "DATEV-ready" with no export format — and asks what leaving would cost.

## European sovereignty — proven facts

Built only from facts on the vendor's own pages; a dimension we could not prove is left open, never scored as zero. Headline: not determined.

| Dimension | Finding | Points | Source |
|---|---|---|---|
| Legal entity | Not determined | — | — |
| Hosting location | Not determined | — | — |
| Hosting options | Not determined | — | — |
| Open source | Not determined | — | — |
| Data processing agreement | Not determined | — | — |
| Transfer impact assessment | Not determined | — | — |

## Key facts

Each fact is the vendor's own statement, cited to the source page it was read from ([S*n*] → Sources).

**Compliance**
- Audit right: following a Security Incident or upon instruction of a data protection authority, with reasonable prior notice, during normal business hours · yes [S8]
- Breach notification: without undue delay [S8]
- Children age: 16 [S7]
- Compliance contact: privacy@loyverse.com [S8]
- Conflict precedence: yes [S8]
- DPA: A Data Processing Addendum is published in the site footer [S10]
- DPA: Data processing agreement (Auftragsverarbeitungsvertrag) offered [S13]
- DPA available: yes [S6]
- DPA available: yes [S14]
- DPA exists: yes [S8]
- DPA GDPR scope: yes [S8]
- Dpia assistance: yes [S8]
- Dsr assistance: yes [S8]
- Eea complaint: yes [S7]
- GDPR commitment: yes [S7]
- Ico complaint: Information Commissioner's Office (ICO) · UK [S7]
- International transfers: yes [S8]
- Roles: Loyverse Commerce · Customer [S8]
- Security measures: appropriate technical and organisational measures to protect Personal Data [S8]
- Subprocessor liability: yes [S8]
- Subprocessor list: https://loyverse.com/terms-use · 10 [S8]
- Subprocessor objection: yes [S8]
- Third party restrictions: service providers restricted to specified purposes under instructions [S7]

**Data**
- Backup retention: 6 [S8]
- Business partner sharing: contact info shared with select business partners for marketing contact [S7]
- Categories: contact information · sales information · other customer-provided information [S8]
- Deletion anonymization: yes [S7]
- Log data collected: IP addresses, browser type, URLs, OS, language/location preferences, timestamps, search history, device IDs, system config [S7]
- Privacy rights: access · erasure · object · restriction · portability · object automated decision-making [S7]
- Retention policy: retained as long as reasonably necessary to provide Services or comply with law; deleted or anonymized when no ongoing legitimate business need [S7]
- Return deletion: 6 · yes [S8]
- Right erasure conditions: erasure only under specified conditions [S7]
- Rights exercise email: privacy@loyverse.com [S7]
- Special categories: no [S8]
- Subjects: consumers of the Customer · employees of the Customer · other EEA individuals [S8]
- Third party transfers: service providers may be located outside user's country [S7]

**Hosting**
- Eea transfers: Adequacy Decision Countries · Standard Contractual Clauses [S7]
- Intra group safeguards: GDPR-compliant intra-group data sharing agreement for transfers outside EEA [S7]
- Provider region: Germany · Amazon Web Services [S7]
- Teya group sharing: Teya Group companies may access data; intra-group data sharing agreement with GDPR-compliant safeguards [S7]

**Integrations**
- Accounting ecommerce online ordering: accounting · eCommerce · online ordering [S4]
- Accounting sync: API supports automated invoices and payments syncing for accounting [S15]
- Analytics export: API supports automated sales data exports for custom reports [S15]
- API: yes [S2]
- API available: yes [S15]
- API docs: yes [S9]
- API documentation: API documentation is offered as a resource [S10]
- API https requests: HTTPS requests to resource URLs [S5]
- App marketplace: App Marketplace with ready-to-use integrations [S15]
- CSV export: Reports downloadable as CSV files [S13]
- Customers sync: API supports syncing customer data [S15]
- Developer API: yes [S6]
- Developer API: yes [S1]
- Developer API: yes [S11]
- Developer API: yes [S14]
- Developer registration: yes · yes [S5]
- Developers club: Developers club community in Loyverse Town [S15]
- Docs https requests: API documentation covers HTTPS requests to specific URLs [S15]
- E invoicing: API enables government e-Invoicing compliance integrations [S15]
- Free: yes [S6]
- Items inventory sync: API syncs item details and inventory/stock levels in real time [S15]
- Kicc: iOS · KICC · Korea [S2]
- Marketplace: yes · accounting · e-commerce · online ordering · e-invoicing · marketing and loyalty · digital receipts [S5]
- Marketplace: accounting · e-commerce · marketing · yes [S1]
- Nice: iOS · NICE정보통신 · Korea [S2]
- Orders sync: API syncs orders from e-commerce and delivery services into receipts [S15]
- Paygate: PAYGATE · Japan [S2]
- Paypal zettle countries: PayPal Zettle · 11 [S2]
- Sb payment service: iOS · SB Payment Service · Japan [S2]
- Shift4: iOS · Shift4 · Neuseeland [S2]
- Stores payment: iOS · STORES Payment · Japan [S2]
- Sumup countries: SumUp · 21 [S2]
- Teya data source: https://legal.teya.com/uk/privacy · Teya [S7]
- Third party apps: yes · Buchhaltung · E-Commerce · Marketing [S2]

**Legal**
- Address: 41 Lothbury, London, EC2R 7HF, United Kingdom [S8]
- Company: Loyverse Commerce Ltd. · 41 Lothbury, London, EC2R 7HF, United Kingdom [S14]
- Controller processor role: Consumer and Employee Information · Customer (Merchant) Information [S7]
- Developer: LoyBooks Ltd [S16]
- DPA: yes [S9]
- DPA: yes [S16]
- DPA: yes [S15]
- DPA available: Data processing agreement (Auftragsverarbeitungsvertrag) linked in footer [S4]
- DPA available: yes [S5]
- DPA available: yes [S1]
- DPA available: yes [S12]
- DPA available: yes [S11]
- Entity: Loyverse Commerce Ltd. · 41 Lothbury, London, EC2R 7HF, United Kingdom [S4]
- Entity: Loyverse Commerce Ltd. · 41 Lothbury, London, EC2R 7HF, United Kingdom [S5]
- Entity: Loyverse Commerce Ltd. · 41 Lothbury, London, EC2R 7HF, United Kingdom [S1]
- Entity: processor · Loyverse Commerce Ltd · English law [S8]
- Entity: Loyverse Commerce Ltd. · 41 Lothbury, London, EC2R 7HF, United Kingdom [S15]
- Entity: Loyverse Commerce Ltd. · 41 Lothbury, London, EC2R 7HF, United Kingdom [S13]
- Entity: Loyverse Commerce Ltd. · 41 Lothbury, London, EC2R 7HF, United Kingdom [S11]
- Entity address: Loyverse Commerce Ltd. · 41 Lothbury, London, EC2R 7HF, United Kingdom [S6]
- Entity name: Loyverse Commerce Ltd [S7]
- Loyverse entity: Loyverse Commerce Ltd. · 41 Lothbury, London, EC2R 7HF, United Kingdom [S16]
- Mailing address: 41 Lothbury, London, EC2R 7HF, United Kingdom [S7]
- Policy change right: policy may change; changes posted on webpage [S7]
- Policy updated: 28 November 2023 [S7]
- Termination on audit refusal: yes [S8]

**Pricing**
- Addon trial and support: 24/7 Live-Chat · 14 · yes [S6]
- Advanced inventory: pro Filiale · EUR · 25 [S6]
- Core pos free: yes [S6]
- Employee management: pro Mitarbeiter · EUR · 5 [S6]
- Employee monthly: per employee · 5 · 2 months free [S13]
- Price: yes · 29.99 · month [S16]
- Signup no credit card: no [S1]
- Trial: 14 · yes [S16]
- Trial: yes · 14 · no [S13]
- Unlimited sales history: pro Filiale · EUR · 5 [S6]
- Yearly billing bonus: monatlich · jährlich · 2 Monate gratis [S6]

**Product**
- Accepted cards: Visa · MasterCard · American Express · Google Pay · Apple Pay [S11]
- Access rights: yes [S2]
- Access rights groups: User groups with different access rights can be created and employees assigned [S13]
- API accounting sync: automated synchronization of invoices and payments for accounting [S5]
- API analytics: API export of sales data for custom reports [S5]
- API availability: yes [S5]
- API customers sync: sync customer data and run personalized campaigns [S5]
- API e invoicing: API integrations to meet government e-invoicing requirements in various countries [S5]
- API items inventory sync: real-time sync of item details and inventory [S5]
- API orders sync: sync orders from e-commerce platforms and delivery services with receipts [S5]
- Apps defined: Loyverse POS, Loyverse Dashboard, Loyverse KDS, Loyverse CDS, loyverse.com [S7]
- Backoffice payment monitoring: Payments processed by integrated providers monitorable in Back Office in real time [S11]
- Barcode camera scanning: Barcode scanning via built-in device camera is supported [S10]
- Barcode scanning: yes · nur für iOS [S2]
- Basic inventory free: yes [S6]
- Cash drawing rights: Access rights can control voiding saved items in open tickets [S13]
- Cash management: yes [S2]
- Cash management: Cash shrinkage tracked per shift; employees enter actual cash drawer amount, owner sees expected vs actual and difference [S13]
- Cds: Loyverse CDS customer display is documented and supported [S10]
- Core modules: Listed products/modules: POS, Dashboard, Kitchen Display, Customer Display, inventory management, employee management [S10]
- CRM loyalty: yes · yes · yes [S1]
- Customer consolidated base: Consolidated customer base across all POS [S4]
- Customer database: yes [S2]
- Customer display: yes [S2]
- Customer display free: yes [S6]
- Customer info receipts: Customer information and comments can be added to receipts/invoices [S9]
- Customer notes: yes [S2]
- Customer purchase history: View customer purchase history [S4]
- Dark theme: yes [S2]
- Data flow: Receipts to Invoice line items; Customers to Contacts; Payments applied to invoices [S16]
- Description: Point of sale and commerce platform for small businesses worldwide [S8]
- Discounts: yes [S2]
- Duplicate prevention: yes [S16]
- Employee access rights: Restrict employee access to specific stores and functions [S4]

**Subprocessors**
- Purposes: development, hosting, infrastructure, backup, payment processing, CRM, marketing, accounting, HR, BI/analytics, data enrichment, support [S7]

**Support**
- Community: yes [S2]
- Community forum: yes [S11]
- Developer club: yes · Loyverse Town [S5]
- Help center: yes [S6]
- Help center: >100 · yes [S2]
- Help center: yes [S11]
- Live chat 24 7: 24/7 · live chat [S5]
- Live chat 24 7: 24/7 · Live-Chat [S2]
- Live chat 24 7: 24/7 · yes [S15]
- Privacy contact: privacy@loyverse.com [S7]
- Related documents: Cookie Policy · Data Processing Addendum · Privacy Policy · Terms of Use · API Terms of Use · Terms of Third-Party Integration [S7]

100 more facts on the canonical page: https://whats-best.ai/software/pos/loyverse

## Questions

### Is Loyverse POS European?

Yes, though not from the EU. whats-best.ai classifies Loyverse POS as UK / wider Europe.

### Where does Loyverse POS store data?

The default storage location for customer data is not stated on the vendor’s pages as of 1 Nov 2026. The vendor’s pages mention Germany as hosting location, per [the vendor’s page captured 29 Oct 2026](https://whats-best.ai/evidence/12882).

### Does Loyverse POS have a free plan?

Not stated on the vendor’s pages as of 1 Nov 2026.

### What are the best alternatives to Loyverse POS?

As of 3 Nov 2026, the panel rates [ready2order (3.5/5)](https://whats-best.ai/software/pos/ready2order), [Square (3/5)](https://whats-best.ai/software/pos/square) and [Gastronovi (3/5)](https://whats-best.ai/software/pos/gastronovi) highest among the other 18 POS & Checkout Systems products evaluated. Ratings that look equal are rounded to half stars; the order uses the unrounded rating, then the name. The highest-rated European alternative is [ready2order](https://whats-best.ai/software/pos/ready2order) (EU-Made). Ratings are the AI panel’s opinion, formed from public evidence: [how scores are made](https://whats-best.ai/methodology#ordering). The full list, with European products first: [Loyverse POS alternatives](https://whats-best.ai/software/pos/loyverse/alternatives).

## What this page leaves out

- 18 product facts could not be confirmed on the vendor’s page as captured and were left out of this page and of the panel’s material.
- 7 pricing facts could not be confirmed on the vendor’s page as captured and were left out of this page and of the panel’s material.
- 3 support facts could not be confirmed on the vendor’s page as captured and were left out of this page and of the panel’s material.
- 2 data facts could not be confirmed on the vendor’s page as captured and were left out of this page and of the panel’s material.
- 2 integrations facts could not be confirmed on the vendor’s page as captured and were left out of this page and of the panel’s material.
- 2 legal facts could not be confirmed on the vendor’s page as captured and were left out of this page and of the panel’s material.
- 2 sovereignty dimensions could not be confirmed on the vendor’s own pages and are shown as unknown.
- 6 of the readings below were written against an earlier fact sheet — a fact has been corrected, added or pulled since. Until the panel next runs on this product you are reading the older judgement.

## Sources

- [S1] Vendor homepage: https://loyverse.com/de (checked 2026-10-29)
- [S2] Features page (till functions): https://loyverse.com/de/features (checked 2026-10-29)
- [S3] Features page (stock): https://loyverse.com/de/advanced-inventory (checked 2026-10-29)
- [S4] Features page (multi-store): https://loyverse.com/de/multi-store-pos (checked 2026-10-29)
- [S5] API documentation: https://loyverse.com/de/loyverse-pos-api (checked 2026-10-29)
- [S6] Pricing page: https://loyverse.com/de/pricing (checked 2026-10-29)
- [S7] Privacy policy: https://loyverse.com/privacy-policy (checked 2026-10-29)
- [S8] Data processing agreement (dpa): https://loyverse.com/data-processing-addendum (checked 2026-10-29)
- [S9] Checkout, receipts & hardware — found from sitemap: https://help.loyverse.com/de/help/receipts (checked 2026-10-29)
- [S10] Checkout, receipts & hardware — found from sitemap: https://help.loyverse.com/de/help/hardware (checked 2026-10-29)
- [S11] Card payments & fees — found from sitemap: https://loyverse.com/de/payment-systems (checked 2026-10-29)
- [S12] Card payments & fees — found from sitemap: https://help.loyverse.com/de/help/card-loyverse-payments (checked 2026-10-29)
- [S13] Inventory, tables, staff & locations — found from sitemap: https://loyverse.com/de/employee-management (checked 2026-10-29)
- [S14] Inventory, tables, staff & locations — found from sitemap: https://loyverse.com/de/kitchen-display-system (checked 2026-10-29)
- [S15] Accounting handoff, DATEV & data export — found from sitemap: https://loyverse.com/loyverse-pos-api (checked 2026-10-29)
- [S16] Accounting handoff, DATEV & data export — found from sitemap: https://loyverse.com/marketplace/loybooks (checked 2026-10-29)
- [S17] Terms of service — found from the homepage: https://loyverse.com/terms-use (checked 2026-11-01)

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Cite as: whats-best.ai, "Loyverse POS — POS & Checkout Systems", AI panel analysis, as of 2026-11-04. https://whats-best.ai/software/pos/loyverse

Corrections: https://whats-best.ai/correct/1193?target=page