Terms of service — Checkout.com

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• UK entity Report an error

  “Checkout Ltd , a company incorporated and registered in England and Wales with company number 08037323 with its registered office at Wenlock Works, Shepherdess Walk, London, England, N1 7BQ.”

• UK fca Report an error

  “Checkout Ltd is authorised by the Financial Conduct Authority (“ FCA ”) as an electronic money institution under number 900816.”

• UK scheme membership Report an error

  “It is a principal member of Visa Inc., MasterCard Worldwide, JCB, Union Pay International, Diners Club International/Discover Network Card Schemes.”

• UK interestrate Report an error

  “3% above the Bank of England base rate as publicly available on the Bank of England’s website.”

• UK fscs not applicable Report an error

  “The UK’s Financial Services Compensation Scheme (“ FSCS ”) does not apply to the Company’s e-money account.”

• UK emoney services Report an error

  “Checkout.com may provide issuing and processing services related to e-money, for example if you are making Outward Payments to Buyers (using the Third Party Payment Services) or your Settlement frequency under the Acquiring Services is at 3 business days or more.”

• Fr entity Report an error

  “Checkout SAS, a company incorporated and registered in France with company number 841033970 with its registered office at 20 bis rue, La Fayette, 75009 Paris, France.”

• Fr acpr Report an error

  “Checkout SAS is authorised by the Autorité de Contrôle Prudentiel et de Résolution ("ACPR") as an electronic money institution entitled to provide payment services.”

• Fr wallet to wallet Report an error

  “The Company may use the e-money balance stored on its Wallet in order to initiate a payment from that Wallet to another Wallet. (hereinafter referred to as "Wallet-to-Wallet Payment").”

• Fr acquiring modes Report an error

  “Acquiring Services can be provided to the Company either:”

• Uae entity Report an error

  “Checkout MENA FZ-LLC, a company incorporated and registered in the United Arab Emirates with company number 92041 with its registered office at Office No. 1601-1609, Floor 16, Al Shatha Tower, Dubai Media City, United Arab Emirates.”

• Uae authorisations Report an error

  “Checkout MENA FZ LLC is registered and licensed by the Dubai Development Authority and is regulated by the Central Bank of the United Arab Emirates (“CBUAE”) with identification number 08.01.02.008.2023.02.”

• Nz entity Report an error

  “Checkout Limited, a company incorporated and registered in New Zealand with company number 7866645 with its registered office at Buddle Findlay, Level 18, HSBC Tower, 188 Quay Street, Auckland, 1010 New Zealand.”

• Nz gst Report an error

  “If any GST is payable in respect of the supply of Services by Checkout.com (or another Checkout.com Group company) under or in connection with this Agreement, where any amount or consideration payable or to be provided by the Company or on its behalf is exclusive of GST, Checkout.com may, in addition to that amount, charge the Company or a person acting on the Company’s behalf, an additional amount on account of GST for that supply.”

• Nz surcharging Report an error

  “The Company must comply with any merchant surcharging standards that may be issued by the New Zealand Commerce Commission from time to time.”

• Hk entity Report an error

  “Checkout Limited, a company incorporated and registered in Hong Kong with company number 2636578 with its registered office at 14/F Five Pacific Place, 28 Hennessy Road, Wan Chai, Hong Kong.”

• Hk mso Report an error

  “Checkout Limited is licensed by the Hong Kong Customs and Excise Department as a money service operator under licence number 20-06-02975”

• Hk acceleration service Report an error

  “The Acceleration Service is structured as a purchase by Checkout.com, and a sale by the Company, of the Company's right to receive Acquired Funds in respect of a Transaction ("Receivables").”

• Au entity Report an error

  “Checkout.com Australia Pty Ltd, a company incorporated and registered in Australia with company number ACN 616 757 969 with its registered office at Suite 2 Level 25 100 Miller Street, North Sydney, NSW 2060.”

• Au surge limits Report an error

  “The Company must not charge a surcharge that exceeds the permitted surcharge described in Standard No. 3 of 2016: Scheme Rules relating to Merchant Pricing for Credit, Debit and Prepaid Card Transactions, as amended from time to time”

• Sg entity Report an error

  “Checkout APAC Pte. Ltd., a company incorporated and registered in Singapore with company number 201007066Z with its registered office at 9 Raffles Place, #26-01, Republic Plaza, Singapore 048619.”

• Sg mas Report an error

  “Checkout APAC Pte. Ltd. is licensed by the Monetary Authority of Singapore ("MAS") as a Major Payment Institution under the Payment Services Act 2019 ("PSA") in respect of account issuance service, domestic money transfer service, cross-border money transfer service, merchant acquisition service and e-money issuance service.”

• Sg safeguarding Report an error

  “Pursuant to section 23 of the PSA, Checkout.com maintains a trust account with JPMorgan Chase Bank, N.A., or such other safeguarding institution as Checkout.com may determine from time to time in accordance with Applicable Law ("Safeguarding Institution")”

• Sg commingling Report an error

  “Relevant Money that Checkout.com receives from the Company or holds on the Company's account will be deposited in the Customers' Account together with, and commingled with, the Relevant Money Checkout.com receives from or holds on account of its other customers.”

• Sg foreign entity exclusion Report an error

  “where the Company is a Foreign Entity (defined below) and Checkout.com receives money on the Company's account in respect of Acquiring Services or Third Party Payment Services for the purpose of enabling Checkout.com to provide the Company with Services, the Company acknowledges and agrees that such money may not be safeguarded in accordance with the PSA.”

• Ca entity Report an error

  “Checkout Payment Systems Canada Inc. (company number 1175096115) with its registered address at 2301 Melrose Avenue, Montreal, Québec, H4A2R7, Canada.”

• Ca fintrac Report an error

  “Checkout Payment Systems Canada Inc. is authorized as a Money Services Business by the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) (registration number M20078323) and Revenu Quebec (registration number 12510).”

• Ca code of conduct Report an error

  “An Information Summary Box and Fee Disclosure Boxes (including the applicable Pricing Schedule) have been provided to the Company at the front of this Agreement for the purposes of the disclosure requirements mandated by the Code of Conduct for the Credit and Debit Card Industry in Canada.”

• Ca variation rights Report an error

  “If the Company terminates this Agreement under this section, the Shortfall will not be payable and this section does not apply if such change is in accordance with any fee schedule otherwise agreed with the Company under this Agreement.”

• Ca merchant choice Report an error

  “The Company may choose to accept only domestically issued credit cards or only domestically issued debit cards and will not be obligated to accept both.”

• Ca negative option Report an error

  “Pursuant to the Code of Conduct for the Credit and Debit Card Industry in Canada, negative option acceptance is not allowed.”

• Jp entity Report an error

  “Checkout Kabushiki Kaisha, a company incorporated and registered in Japan with company number 0100-01-212532 with its registered office at c/o STK Legal Services, 4-9 Yonbancho, Chiyoda-ku, Tokyo, Japan.”

• Jp meti Report an error

  “Checkout Kabushiki Kaisha is licensed by the Ministry of Economy, Trade and Industry of Japan as a Business Operator Concluding Agreements Regarding the Handling of Credit Card Numbers, etc. under the Installment Sales Act in respect of merchant acquisition services.”

• Jp accelerated settlement Report an error

  “Checkout.com may at its sole discretion agree to provide the Company with an Accelerated Settlement service.”

• US binsponsor entity Report an error

  “Checkout LLC, a Delaware limited liability company with its registered office at 251 Little Falls Drive, Wilmington, DE 19808, United States of America.”

• US banks Report an error

  “Checkout LLC also works with Pathward, National Association and Cross River Bank (each the “Bank” as applicable), with Pathward being a national bank having its principal offices at 5501 S. Broadband Lane, Sioux Falls, SD 57108, and with Cross River Bank having its principal offices at 2115 Linwood Avenue, Fort Lee, New Jersey 07024.”

• US money transmitter Report an error

  “Checkout.com provides certain money transmission services through Checkout LLC’s Group company, Checkout US Inc. (NMLS ID: 1791692), which is licensed or authorized to provide money transmission services in one or more U.S. jurisdictions”

• US no direct transmission Report an error

  “Checkout LLC will not directly perform any services involving money transmission in the United States.”

• US data protection Report an error

  “These include the Gramm-Leach-Bliley Act, 15 U.S.C. § 6801 et seq., and the California Consumer Privacy Act, Cal. Civ. Code § 1798 et seq. (“CCPA”) (each as amended and replaced from time to time).”

• US governing law Report an error

  “Any dispute or claim arising out of or in connection with this Agreement will be governed by and construed in accordance with the laws of the state of New York, except to the extent governed by U.S. Federal Law. The state and federal courts located in New York have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with this Agreement.”

• Support email Report an error

  “Support support@checkout.com.”

• US effective date Report an error

  “Unless otherwise agreed, the following terms apply to Agreements entered into on or after 1 June 2026.”

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