Source

Licence, risk & account terms — found from sitemap — Unzer

Checked for Unzer on 1 Oct 2026

Page: https://www.unzer.com/en/knowledge/articles/vom-regulatorischen-eingriff-zum-zertifizierten-unternehmen-wo-unzer-2026-steht-neues-verbraucherkreditrecht/
Checked: 1 Oct 2026, 08:39 UTC
How we may use it: Public page, crawling permitted

Technical details

type: page
http status: 200
content hash: sha256:2429885d5260c9c58fd2c1c1b284a3367e78b9a9e6aa1a20e3de1bdfb787e958
permission: robots_ok
screenshot: Screenshot on file (internal exhibit, not published)

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Facts read from this source

Bafin special audit 2021 Report an error

“a special audit by Federal Financial Supervisory Authority (BaFin) at Unzer subsidiary Unzer E-Com GmbH confirmed deficiencies in compliance structures and anti-money laundering controls. As a result, a special supervisory mandate was imposed.”
Bafin mandate lifted 2024 Report an error

“In October 2024, BaFin fully lifted the special supervisory mandate at Unzer E-Com. Since then, Unzer has returned to regular supervision”
Compliance investment Report an error

“investments of more than €27 million in systems, processes, and personnel”
Three lines of defense Report an error

“A key element is the consistent implementation of the three-lines-of-defense model across the entire company”
Iso37301 certified Report an error

“Unzer was certified under two internationally recognized standards – ISO 37301 for its compliance management system and ISO 27001 for its information security management system.”
ISO 27001 certified Report an error

“ISO 37301 for its compliance management system and ISO 27001 for its information security management system.”
Employee training Report an error

“all employees receive regular training in compliance, information security, anti-money laundering, and data protection”
Internal audit third line Report an error

“The third line of defense is Internal Audit. It independently reviews the effectiveness of the first two lines”
Risk committee monitoring Report an error

“A risk committee supports this work at a higher level, complemented by significant investments in monitoring systems, transaction controls, and sanctions screening.”
Cco identity Report an error

“Dr. Max Steiger is Chief Compliance and Governance Officer at Unzer, where he oversees compliance, anti-money laundering, information security, and ESG (environmental, social, and governance) across the group.”
Cco background Report an error

“Previously, he spent nearly 20 years in senior compliance roles at Deutsche Bank. Since 2024, he has been a member of the executive committee of the German Association of Payment and E-Money Institutions (bvzi).”
Onboarding controls Report an error

“We fundamentally redesigned the onboarding process, introducing clear exclusion criteria, transparent ethical guidelines, and integrated controls to identify and manage risks early.”