Features page (company cards) — Spendesk

Cited by

Facts read from this source

• Card types Report an error

  “Physical Cards Virtual Cards Subscription Cards”

• Receipt capture Report an error

  “Receipts are captured automatically and you can close your books in hours, not days”

• Spend policies enforced Report an error

  “If it's outside the rules you've set, the card simply won't work.”

• Digital wallet support Report an error

  “In-store, online, or via Apple Pay and Google Pay — employees pay with a company card”

• Receipt rate Report an error

  “95% Receipt collection rate (vs. industry average of 60-70%)”

• AI receipt reading Report an error

  “take a photo of their receipt and the Spendesk app reads it automatically — filling in the key details in seconds”

• AI budget suggestions Report an error

  “Once receipts are uploaded, the app immediately suggests the correct budget information.”

• Duplicate detection Report an error

  “Duplicate or incomplete receipts are automatically detected and flagged”

• Card spend overview Report an error

  “spend broken down by team and cost centre, and a live view of money currently loaded on cards.”

• Physical card tracking Report an error

  “View individual team member's card budget, available funds, last payment date, and average monthly spend”

• Subscription overview Report an error

  “An instant, at-a-glance view of every active subscription card across the business”

• Subscription reporting Report an error

  “ranking your top 30 subscription suppliers by spend.”

• Card restrictions visibility Report an error

  “restricted merchant categories, time/day restrictions — and any transactions declined as a result.”

• Fraud detection Report an error

  “Flags unusual card behaviour — potentially fraudulent transactions and anomalous spending patterns”

• Virtual cards Report an error

  “Choose single-use cards for one-off purchases, or multi-use cards with flexible expiry dates”

• Subscription cards Report an error

  “Control recurring payments by pausing, updating, or cancelling them anytime”

• AI categorisation Report an error

  “Let AI suggest how to categorise your expenses based on thousands of past transactions, or create your own rules.”

• Mobile desktop management Report an error

  “Team members can request top-ups from the mobile app, and managers can approve spending just as easily.”

• Custom card limits Report an error

  “Set budgets, block purchases by time, day, or merchant category, and turn ATM or contactless access on or off.”

• Debit cards generated 2025 Report an error

  “4.7k Debit cards generated in 2025”

• Virtual cards generated Report an error

  “4.5M+ Virtual cards generated”

• No shared cards Report an error

  “0 Shared company cards. Every card belongs to one person.”

• Count Report an error

  “Works with 50+ tools your teams already use”

• Open API Report an error

  “We have a fully open API so you can integrate any platform you want with Spendesk.”

• Payment providers Report an error

  “Payments services are provided as part of the Spendesk product by Spendesk Financial Services in the EEA, by Adyen in the UK and by Sutton Bank in the US.”

• Acpr license Report an error

  “Spendesk Financial Services is a French payment institution licensed by the ACPR under number 17518.”

• Fca license Report an error

  “Adyen N.V. is a Dutch bank, whose UK branch is licensed by the FCA to provide payment services under number 779800.”

• Fdic Report an error

  “Sutton Bank is an FDIC insured member institution.”

• Card issuer Report an error

  “Visa debit cards are issued by Spendesk Financial Services in the EEA, by Adyen in the UK and by Sutton Bank in the US, pursuant to a license from Visa.”

• Adoption time Report an error

  “100% adoption, in under 30 days”

• Fraud prevention features Report an error

  “Single-use virtual cards, instant card freezing, and individual accountability on every transaction.”

6 facts read from this page are not shown because they could not be confirmed on the page as captured.

Scores citing this record

• The Controller Receipt capture & expense claims
• The Controller Company cards & spend control
• The Controller Accounting handoff & DATEV
• The Finance Lead Receipt capture & expense claims
• The Finance Lead Company cards & spend control
• The Finance Lead Accounting handoff & DATEV
• The Office Manager Receipt capture & expense claims
• The Office Manager Company cards & spend control
• The Skeptic Receipt capture & expense claims
• The Skeptic Company cards & spend control
• The Tax Adviser Company cards & spend control
• The Travelling Employee Receipt capture & expense claims
• The Travelling Employee Company cards & spend control
• The Travelling Employee Accounting handoff & DATEV