Checkout, SCA & fraud — found from sitemap — Adyen

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Facts read from this source

• Sca requirement Report an error

  “Do your transactions need to be PSD2 SCA compliant? If yes, you need to implement 3D Secure.”

• Integration requirement Report an error

  “Integration type An online payments integration with 3D Secure.”

• Sca two of three factors Report an error

  “the shopper is required to provide two out of three factors: Something only the shopper knows. Something only the shopper possesses. Something the shopper is.”

• Local methods higher conversion Report an error

  “you can ensure your transactions meet SCA requirements by using local payment methods and international wallets. Depending on your market and use case, using these may result in significantly higher conversion rates.”

• Chargeback liability exemption requested Report an error

  “If you, Adyen on your behalf, or your acquirer requests an exemption and the request is accepted by the issuer, the liability stays with you.”

• Chargeback liability issuer exemption Report an error

  “If the exemption is applied by the issuer, the liability shifts to the issuer.”

• Sca one off payments Report an error

  “SCA can be required for one-off payments depending on regulations and scheme rules.”

• Sca subscriptions Report an error

  “SCA is required for the initial payment of a subscription.”

• Sca automatic topups Report an error

  “SCA is required for the initial payment of automatic top-ups and other non-fixed schedule contracts.”

• Sca pos initial payment Report an error

  “SCA is also required for subscriptions and non-fixed schedule contracts when the initial payment takes place at the point of sale. The physical card plus PIN authenticates the cardholder.”

• Sca compliance options Report an error

  “Adyen offers the following methods for complying with PSD2 SCA: Let Adyen handle PSD2 compliance by default. Configure rules using Dynamic 3D Secure. Submit your preference for each transaction in your API request.”

• Authentication engine Report an error

  “Our Authentication Engine will handle PSD2 SCA compliance for you. We will not trigger 3D Secure for out-of-scope transactions or if the issuing bank does not enforce 3D Secure. Our Authentication Engine will also handle requesting an exemption whenever applicable.”

• Dynamic 3ds always Report an error

  “Transaction meets condition with a Use 3DS: Always rule We will request the issuer to perform 3D Secure 1 or 2 depending on the version supported by the issuer.”

• Dynamic 3ds prefer no Report an error

  “Transaction meets condition with a Use 3DS: Prefer no rule We will not request 3D Secure authentication unless the issuing bank requires it to complete the authorization.”

• API preference override Report an error

  “If you include one of the following parameters, it overrides any Dynamic 3D Secure rules that you have configured.”

• API attempt authentication v69 Report an error

  “Checkout API v69 and later authenticationData.attemptAuthentication: Optional Indicates if you want to perform 3D Secure authentication for the particular transaction. Possible values: always: Perform 3D Secure authentication. never: Do not perform 3D Secure authentication. If PSD2 SCA regulations require that you must perform authentication, the transaction gets declined.”

• API execute threed v68 Report an error

  “Checkout API v68 and earlier executeThreeD: Indicates if you want to perform 3D Secure authentication for the particular transaction. Possible values: true: Perform 3D Secure authentication. false: Do not perform 3D Secure authentication. If PSD2 SCA or other national regulations require that you must perform authentication, the transaction gets declined.”