Checkout, SCA & fraud — found from sitemap — GoCardless

Cited by

Facts read from this source

• Sca compliance Report an error

  “GoCardless is fully PSD2 compliant. SCA does not apply to payments through GoCardless. Our customers will not need to implement any additional authorisation methods for payments collected using GoCardless as a result of SCA.”

• Paperless mandates Report an error

  “GoCardless uses ‘paperless’ Direct Debit mandates, which are out of scope of SCA.”

• Eba confirmation Report an error

  ““Mandates given by the payer to the payee set up without the direct involvement of the end customer’s PSP are not subject to SCA.””

• Customer action required Report an error

  “For payments collected using GoCardless, no action is needed before or after SCA comes into force, because ‘paperless’ Direct Debit mandates are not subject to SCA.”

• Direct debit guarantee Report an error

  “Each offers protection for customers, in that customers are entitled to reverse a payment taken fraudulently or in error, after it has been debited from their bank account.”

• Fraud detection product Report an error

  “we are developing a product that will help our customers to detect (and counter) fraud attempts more easily, by applying payment intelligence learned from millions of transactions in our network of more than 70,000 merchants.”

• Direct debit chargeback risk Report an error

  “Direct Debit is a low risk payment method with much lower chargeback rates than cards.”

• Merchant count Report an error

  “We already help more than 70,000 businesses get paid on time.”

• Businesses claim Report an error

  “Over 100,000 businesses use GoCardless to get paid on time.”

• Yougov survey Report an error

  “In a recent YouGov survey of around 12,000 consumers, bank debit/Direct Debit was found to be the most popular payment method in all four purchase types (online subscriptions, instalments, household bills and traditional subscriptions) in all six European markets surveyed (UK, France, Spain, Germany, Denmark and Sweden), plus a number of other international markets.”

• Gocardless survey Report an error

  “Additionally, in a GoCardless survey to 4,000 consumers in the UK, France, Spain and Germany, 52% said they were likely or very likely to pay for a subscription by Direct Debit if it meant a smoother checkout.”

• Recurring payments focus Report an error

  “GoCardless provides a smarter way to take recurring payments from your customers around the globe, eliminating involuntary churn and reducing cost.”

Scores citing this record

• The Compliance Officer Checkout, SCA & fraud
• The E-Commerce Lead Checkout, SCA & fraud
• The Payments Engineer Checkout, SCA & fraud
• The Finance Lead Checkout, SCA & fraud
• The Skeptic Checkout, SCA & fraud
• The SaaS Founder Checkout, SCA & fraud