Checkout, SCA & fraud — found from sitemap — SumUp

Cited by

Facts read from this source

• 3ds support Report an error

  “SumUp supports EMV 3DS and starts authentication when it is required for the transaction.”

• 3ds flows Report an error

  “Frictionless flow: The issuer completes its assessment without asking the customer to take action. Challenge flow: The issuer asks the customer to verify the payment, for example in their banking app or with a one-time passcode.”

• Sca regions Report an error

  “SCA applies to many customer-initiated electronic payments in the European Economic Area and the United Kingdom.”

• Hosted checkout responsibility Report an error

  “Hosted Checkout SumUp presents the payment and authentication flow on the hosted page. Your backend verifies the final checkout status.”

• Payment widget responsibility Report an error

  “The widget presents the authentication flow. Its onResponse callback can emit auth-screen when a challenge starts. Your backend verifies the final checkout status.”

• Fulfillment rule Report an error

  “Fulfill the order only after your backend retrieves the checkout and confirms that its status is PAID.”

• Challenge control Report an error

  “Challenge decisions remain issuer-controlled and cannot be disabled by the client.”

• Liability shift Report an error

  “Successful 3DS authentication can shift liability for some fraud-related chargebacks from the merchant to the issuer.”

• Exemption low value Report an error

  “In the EEA, a remote payment of up to €30 can qualify, subject to cumulative amount and consecutive-payment limits.”

• Exemption categories Report an error

  “Low-value payment”

• Sandbox testing Report an error

  “Use a sandbox merchant account and the test cards below.”

• Test card frictionless Report an error

  “Frictionless success VISA 4200 0000 0000 0091 Payment completes without a challenge screen.”

• Test card challenge Report an error

  “Challenge required VISA 4200 0000 0000 0042 The issuer challenge is presented before the payment can complete.”

• Test card technical failure Report an error

  “Authentication technical failure VISA 4012 0010 3746 1114”

• Test card not enrolled Report an error

  “Cardholder not enrolled VISA 4012 0010 3714 1112”

• Test card issuer not participating Report an error

  “Issuer not participating VISA 4532 4970 8877 1651”

• Checkout creation Report an error

  “Your backend creates a checkout with a unique checkout_reference and a redirect_url.”

1 fact read from this page is not shown because it could not be confirmed on the page as captured.

Scores citing this record

• The Compliance Officer Checkout, SCA & fraud
• The Compliance Officer Settlement, reconciliation & API
• The E-Commerce Lead Checkout, SCA & fraud
• The E-Commerce Lead Settlement, reconciliation & API
• The Payments Engineer Checkout, SCA & fraud
• The Payments Engineer Subscriptions & recurring payments
• The Payments Engineer Settlement, reconciliation & API
• The Finance Lead Checkout, SCA & fraud
• The Skeptic Checkout, SCA & fraud
• The Skeptic Subscriptions & recurring payments
• The Skeptic Settlement, reconciliation & API
• The SaaS Founder Checkout, SCA & fraud
• The SaaS Founder Subscriptions & recurring payments