Source

Checkout, SCA & fraud — found from sitemap — Ratepay

Checked for Ratepay on 20 Oct 2026

Page: https://docs.ratepay.com/docs/legal/c_faq_special_interest/strong_customer_authentication_sca
Checked: 20 Oct 2026, 13:36 UTC
How we may use it: Public page, crawling permitted

Technical details

type: page
http status: 200
content hash: sha256:2a4bc294c59a4be53970275badeabd4d93a143e81290d67e2fce72d55a48cf79
permission: robots_ok
screenshot: Screenshot on file (internal exhibit, not published)

Cited by

Sca not applicable SEPA dd Report an error

“In conclusion, SCA does not apply to SEPA DD transactions as Ratepay offers it. This view is also supported by the BaFin.”
Sca disclaimer Report an error

“DISCLAIMER: ANY INFORMATION OR STATEMENT UNDER THIS SECTION MUST NOT CONSIDERED LEGAL ADVICE.”
Eba qa reference Report an error

“there is also the EBA clarification as an answer to a question by the German Federal Financial Supervisory Authority (BaFin) in the Single Rule Book Q&A Tool (Q&A 2019_4664”
Emandate definition Report an error

“An e-mandate service must first be set up by the customer himself in the online banking portal of the payment service provider of the customer.”
Emandate voluntary Report an error

“E-mandates are a voluntary service specified in the SEPA Regulations.”
Emandate availability germany Report an error

“As of Q1 2020, there is currently no bank offering the e-mandate service in Germany (to best of our knowledge).”
Bafin licence page exists Report an error

“Information about Ratepay’s BaFin licence”

1 fact read from this page is not shown because it could not be confirmed on the page as captured.