whats-best.ai
Search Sign in

Payment · Alternatives

SlimPay alternatives

As of 21 Oct 2026, the panel rates Adyen (3/5), Mollie (3/5) and Checkout.com (3/5) highest among the other 30 Payment products evaluated. Ratings that look equal are rounded to half stars; the order uses the unrounded rating, then the name. The highest-rated European alternative is Adyen (EU-Made). Ratings are the AI panel’s opinion, formed from public evidence: how scores are made.

SlimPay’s own page → All Payment products →

European alternatives to SlimPay

European by provenance (EU-made, EU origin with foreign ownership, or UK and wider Europe). Data hosting is stated only where the vendor’s own pages prove it.

  1. Adyen

    EU-Made

    Panel rating

    Adyen's strongest bench scores land in checkout and strong customer authentication: judges cite an authentication engine that applies PSD2 exemptions itself, configurable Dynamic 3-D Secure rules, liability shift documented per exemption flow, and network tokenisation with an account updater.

    • Data hosting: not stated on the vendor’s pages

    Adyen in detail →

  2. Mollie

    EU-Made

    Panel rating

    Mollie is a Dutch payments provider: Mollie B.V.

    • Data hosting: not stated on the vendor’s pages

    Mollie in detail →

  3. Checkout.com

    UK / wider Europe

    Panel rating

    Checkout.com's strongest areas are payment methods, checkout and SCA, settlement and reconciliation, and licence and account terms, scoring 6 to 7.

    • Data hosting: not stated on the vendor’s pages

    Checkout.com in detail →

  4. Novalnet

    EU-Made

    Panel rating

    Novalnet AG is a BaFin-supervised payment institution under the German ZAG, register number 122702, in Garching near Munich.

    • Data hosting: not stated on the vendor’s pages

    Novalnet in detail →

  5. Pay.

    EU-Made

    Panel rating

    Pay.

    • Data hosting: not stated on the vendor’s pages

    Pay. in detail →

  6. Paddle

    UK / wider Europe

    Panel rating

    Paddle is a merchant-of-record payment platform for digital products.

    • Data hosting: not stated on the vendor’s pages

    Paddle in detail →

  7. MultiSafepay

    EU-Made

    Panel rating

    MultiSafepay B.V.

    • Data hosting: not stated on the vendor’s pages

    MultiSafepay in detail →

  8. PAYONE

    EU-Made

    Panel rating

    PAYONE, a Frankfurt payment provider whose imprint names it a BaFin-licensed and supervised e-money institution, draws persona-weighted results from 4.0 to 4.8.

    • Data hosting: not stated on the vendor’s pages

    PAYONE in detail →

  9. Unzer

    EU origin, foreign-owned

    Panel rating

    Unzer is a Germany-based payment provider whose scores peak at licence and account terms, crediting the published BaFin payment-institution registration of Unzer E-Com GmbH (register number 122914), the Luxembourg and Danish licences, and an open account of the 2024 lifting of BaFin's special supervisory mandate.

    • Data hosting: not stated on the vendor’s pages

    Unzer in detail →

  10. GoCardless

    UK / wider Europe

    Panel rating

    GoCardless Ltd is a London bank-debit specialist whose captured pages document SEPA Direct Debit across the 36-country zone, euro-denominated only, plus Instant Bank Pay in GBP and EUR.

    • Data hosting: not stated on the vendor’s pages

    GoCardless in detail →

  11. Payplug

    EU-Made

    Panel rating

    Payplug is the payment product of PAYPLUG ENTERPRISE SAS, a French payment institution approved by the ACPR under CIB 16378 and part of BPCE Merchant Services.

    • Data hosting: not stated on the vendor’s pages

    Payplug in detail →

  12. Nexi Checkout

    EU-Made

    Panel rating

    Nexi Checkout is an online-payment product from Nexi Germany GmbH, a BaFin-licensed e-money institution in Eschborn.

    • Data hosting: not stated on the vendor’s pages

    Nexi Checkout in detail →

  13. wallee

    UK / wider Europe

    Panel rating

    wallee is a payment platform from Wallee Group AG, Winterthur, Switzerland.

    • Data hosting: not stated on the vendor’s pages

    wallee in detail →

Other alternatives

  1. PayPal

    Rest of world

    Panel rating

    EU merchants contract with PayPal (Europe) S.à r.l.

    PayPal in detail →

  2. Stripe

    Rest of world

    Panel rating

    Stripe's strongest showing is the operational core: checkout and SCA at 7 to 8, recurring billing and settlement and reconciliation at 7, pricing transparency 6 to 8, payment methods 6.

    Stripe in detail →

  3. Ratepay

    Provenance unknown

    Panel rating

    Ratepay is a Berlin-based buy-now-pay-later provider offering invoice, SEPA direct debit, interest-free pay-in-3 instalments and prepayment through a hosted, white-label payment page.

    Ratepay in detail →

  4. Saferpay

    Provenance unknown

    Panel rating

    Saferpay AG (Worldline) is a payment product whose public documentation is strongest at the checkout and thinnest on the money and contract around it.

    Saferpay in detail →

  5. Paysafe

    Provenance unknown

    Panel rating

    Paysafe's holding entity is UK-based Paysafe Holdings UK Limited; it scores strongest on recurring billing, 5 to 6, and weakest on sovereignty, 1 to 3.

    Paysafe in detail →

  6. Trust Payments

    Provenance unknown

    Panel rating

    Trust Payments is a payments group judged here on its captured public pages.

    Trust Payments in detail →

  7. Paytrail

    Provenance unknown

    Panel rating

    Paytrail Oyj, a Finnish payment provider claiming to be the largest Finnish online payment company, scores highest where its Finnish-market detail is written down: payment methods, recurring billing and settlement and reconciliation each carry a minimum of 4 and maximum of 4, on the strength of nine named Finnish online banks, MobilePay and Siirto, provider-stored card tokens with scheduled charges and seven-day authorization holds, and daily payouts reconciled by order reference and payment stamp.

    Paytrail in detail →

  8. SumUp

    Provenance unknown

    Panel rating

    SumUp's captured pages describe a card-first payments provider for in-person and online acceptance.

    SumUp in detail →

  9. Ecommpay

    Provenance unknown

    Panel rating

    Ecommpay is a payment provider whose evidence is strongest where subscriptions live and thinnest where regulated checkout and finance demand detail.

    Ecommpay in detail →

  10. Trustly

    Provenance unknown

    Panel rating

    Trustly's captured pages describe a single-rail payment product — direct bank transfer marketed across 33+ markets — with the only named country list, the United Kingdom, Guernsey, Jersey and Gibraltar, attached to a BACS Direct Debit recurring flow built for North American merchants.

    Trustly in detail →

  11. Przelewy24

    Provenance unknown

    Panel rating

    Przelewy24, a payment service from PayPro S.A., scores best on checkout and strong customer authentication, 3-4: 3-D Secure 2.x meeting PSD2 requirements is stated, with four integration options and a demo store.

    Przelewy24 in detail →

  12. Paysera

    Provenance unknown

    Panel rating

    Paysera LT, UAB earns its strongest scores on payment methods, where scores cluster at 4: the catalogue names each method with its payer countries — cards, Apple Pay and Google Pay worldwide, Baltic and Bulgarian bank links, Revolut across the EEA and GB, and Wise in 77 countries — though no public information appears on SEPA Direct Debit or any DACH or Benelux method.

    Paysera in detail →

  13. Scalapay

    Provenance unknown

    Panel rating

    Scalapay S.p.A.

    Scalapay in detail →

  14. Tpay

    Provenance unknown

    Panel rating

    Tpay is a payment service from Krajowy Integrator Płatności S.A., seated in Poznań, which contracts with merchants and is named as data controller; card acceptance for Apple Pay runs through the acquirer Elavon.

    Tpay in detail →

  15. Worldline Online Payments

    Provenance unknown

    Panel rating

    Worldline Online Payments, a payment offering from Worldline SA, publishes product-level marketing — an "all-in-one online payment solution", acquiring processing for all channels, omnichannel and cross-border payments — plus scale figures of 1.2M+ merchants and financial institutions and 48bn transactions processed.

    Worldline Online Payments in detail →

  16. Alma

    Provenance unknown

    Panel rating Not rated — too little public evidence

    Alma SAS is listed in the payment category, but the only captured page describes the company, not its product.

    Alma in detail →

  17. Klarna

    Provenance unknown

    Panel rating Not rated — too little public evidence

    Klarna Bank AB reaches this bench as a payment product whose captured documentation is addressed to payment providers (e.g.

    Klarna in detail →