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Expense Management · Alternatives

Perk (formerly TravelPerk) alternatives

As of 3 Nov 2026, the panel rates Moss (4/5), N2F (3.5/5) and Spendesk (3.5/5) highest among the other 18 Expense Management products evaluated. Ratings that look equal are rounded to half stars; the order uses the unrounded rating, then the name. The highest-rated European alternative is Moss (EU-Made). Ratings are the AI panel’s opinion, formed from public evidence: how scores are made.

Perk (formerly TravelPerk)’s own page → All Expense Management products →

European alternatives to Perk (formerly TravelPerk)

European by provenance (EU-made, EU origin with foreign ownership, or UK and wider Europe). Data hosting is stated only where the vendor’s own pages prove it.

  1. Moss

    EU-Made

    Panel rating

    Moss is a spend management platform from Nufin GmbH and Moss GmbH, two Berlin-registered companies, covering corporate cards, reimbursements, accounts payable and accounting export.

    • Data hosting: not stated on the vendor’s pages

    Moss in detail →

  2. Spendesk

    EU-Made

    Panel rating

    Spendesk, a spend-management platform from Spendesk SAS of Paris, scores strongest on cards: cards and spend control holds the bench's only flat 8, for physical, single-use and subscription virtual Visa cards with per-card limits, budgets that update the moment a request is approved, and issuers named and licensed per region.

    • Data hosting: Default not stated; pages mention the EU

    Spendesk in detail →

  3. Pleo

    EU-Made

    Panel rating

    Pleo is an expense-management product from Pleo Technologies A/S of Copenhagen; its company cards are issued by Pleo Financial Services A/S under Danish FSA supervision on a Mastercard licence.

    • Data hosting: not stated on the vendor’s pages

    Pleo in detail →

  4. Mobilexpense

    EU-Made

    Panel rating

    Mobilexpense is expense management from Mobilexpense SA of Brussels, part of Visma, in two products: Declaree for smaller companies and MXP for enterprises.

    • Data hosting: not stated on the vendor’s pages

    Mobilexpense in detail →

  5. Candis

    EU-Made

    Panel rating

    Candis, an expense platform from Candis GmbH of Berlin, scores strongest on accounting export, 8 to 9: a licensed DATEV interface delivering finished booking batches to DATEV Kanzlei-Rechnungswesen with receipt images linked in DATEV Unternehmen online, native connections to SAP Business One, Microsoft Business Central, Sage 100 and NetSuite, an open API, and a GoBD-certified archive guaranteed for ten years.

    • Data hosting: Default not stated; pages mention Germany

    Candis in detail →

  6. Payhawk

    UK / wider Europe

    Panel rating

    The judges scored Payhawk, a UK-registered expense-management platform, highest on cards and spend control and on accounting export, both clustering at 7 to 8: virtual Visas are issued instantly and physical cards within five days, cards lock when receipts go missing, and a live DATEV sync exports receipts to Belege Online, imports tax codes and KOST1/KOST2 cost categories and leaves locked periods untouched, with two-way sync to SAP S/4HANA, NetSuite and Microsoft Dynamics.

    • Data hosting: not stated on the vendor’s pages

    Payhawk in detail →

  7. Panel rating

    SAP Concur Expense is the cloud expense-management platform of Concur (Germany) GmbH in Eschborn, part of the SAP group.

    • Data hosting: not stated on the vendor’s pages

    SAP Concur Expense in detail →

  8. Soldo

    UK / wider Europe

    Panel rating

    Soldo is a prepaid company-card platform with expense review built in, and the bench scored it strongest there: cards and spend control at 7-8, resting on physical and virtual Mastercards from named, regulated issuers, per-card rules and limits, instant freeze, one-off cards expiring in up to seven days, and budgets by project, team or site.

    • Data hosting: not stated on the vendor’s pages
    • Free plan: yes, per the vendor’s page captured 28 Oct 2026

    Soldo in detail →

  9. Rydoo

    EU-Made

    Panel rating

    Rydoo is a SaaS expense platform whose public prices exist only for Essentials (€8 per user per month billed annually, €10 monthly) and Pro (€10 annually, €12 monthly), with a five-user minimum.

    • Data hosting: not stated on the vendor’s pages

    Rydoo in detail →

  10. Pliant

    EU-Made

    Panel rating

    Pliant, a corporate credit card platform from Pliant GmbH of Berlin, is strongest on the accounting handoff: accounting export scores a flat 8, resting on a stated official DATEV interface partnership, a DATEV-confirmed error-free data exchange, receipt images travelling with the booking data, and named integrations to Microsoft Dynamics 365, Oracle NetSuite, QuickBooks Online, Lexware Office and BMD.

    • Data hosting: not stated on the vendor’s pages

    Pliant in detail →

  11. Mooncard

    EU-Made

    Panel rating

    Mooncard, from Moongroup SAS, is expense management built around corporate payment cards, and the scores follow that shape.

    • Data hosting: not stated on the vendor’s pages

    Mooncard in detail →

Other alternatives

  1. N2F

    Provenance unknown

    Panel rating

    N2F covers expense reports, corporate cards, accounts payable and budget.

    N2F in detail →

  2. Zoho Expense

    Rest of world

    Panel rating

    Zoho Expense is the travel-and-expense arm of the Zoho suite, sold by Zoho Corporation Pvt.

    Zoho Expense in detail →

  3. Expensify

    Rest of world

    Panel rating

    Expensify, from Expensify, Inc.

    Expensify in detail →

  4. Navan

    Rest of world

    Panel rating

    Navan combines corporate travel booking, expense management and company cards; its strongest scores land on cards and spend control at 5-6, approval and policy at 5-6 and accounting export at 5-6.

    Navan in detail →

  5. Ramp

    Provenance unknown

    Panel rating

    Ramp is an expense-management platform from Ramp Business Corporation, headquartered in the United States.

    Ramp in detail →

  6. Webexpenses

    Provenance unknown

    Panel rating

    Webexpenses, an expense-management product, earns its best scores on reimbursement and VAT, where scores cluster at 5-6: the help pages document per diems including a version calculated under the German Income Tax Act, with 24 Hours and Mid 12 types, breakfast, lunch and dinner deductions, arrival and departure flat rates, and country rates with validity dates.

    Webexpenses in detail →

  7. Jenji

    Provenance unknown

    Panel rating

    Jenji is an expense management solution from SILAEXPERT SAS of Aix-en-Provence, part of the SILAE group since September 2022, sold as a platform of six named modules.

    Jenji in detail →