Bookkeeping core
How this is scored
Double-entry, the chart of accounts (SKR03/SKR04), postings, journals, opening balances and period closing — the ledger underneath the pretty screens.
0 — Not a bookkeeping tool; the product writes invoices or tracks spending but keeps no books.
3 — Income and expenses recorded by category, suitable for an EÜR; the chart of accounts and free postings are basic or not described.
5 — Bookkeeping on SKR03 or SKR04 with manual postings, EÜR and double-entry supported, and standard reports such as P&L, BWA or balance sheet.
8 — Full double-entry ledger with opening balances and journals, cost centres, recurring and reversing entries, accruals, multi-year comparatives, and a period close with locking.
10 — An accountant's ledger: configurable charts including customised accounts, period locking with audit, foreign currency with documented valuation, group or multi-entity handling, and reporting that reconciles to the trial balance.
The Integrator
This is a genuine bookkeeping environment: payment journals for bank, cash and credit card are documented, account and journal details are viewable, financial reports are listed, and audit files can be downloaded per year. But the captured pages do not describe the ledger underneath — no chart of accounts, no opening balances, no manual postings, no period close with locking — and the promise that no accounting knowledge is needed tells me the depth is aimed at the owner rather than the accountant. 1 2 4