As of 28 Oct 2026, the panel rates LIVERYLive 2.5/5 and Stable Secretary 2.5/5 in Stable & Equestrian Management. Weighted by what each judge cares about, 6 of the 6 judges pick LIVERYLive and 0 pick Stable Secretary. LIVERYLive scores higher on 4 of 7 criteria (Facilities, lessons & events, European sovereignty, Board contracts, extra services & billing, plus 1 more). Stable Secretary scores higher on 3 of 7 criteria (Horse records, feeding & health, Boarder portal & communication and Pricing transparency). Provenance — LIVERYLive: UK / wider Europe; Stable Secretary: Rest of world. Ratings are the AI panel’s opinion, formed from public evidence: how scores are made.
The benches split by criterion, and that split is the answer. LIVERYLive leads boarding and billing 7.0 to 6.0 (five lean, one tie), facilities and lessons 6.3 to 3.2 (six lean), staff and operations 4.7 to 4.0 (four lean, two ties) and sovereignty 3.5 to 0.7 (six lean). Stable Secretary leads horse care records 6.2 to 4.0 (six lean) and sits ahead on boarder portal 6.0 to 5.7 (two lean, four ties) and pricing transparency 6.0 to 5.8 (one lean, five ties). Each of the five judges with a listed weighted total puts LIVERYLive ahead, 5.0 to 5.6 against 4.2 to 4.9; no total is listed for the pension-owner judge. Sovereignty as recorded: LIVERYLive, legal entity jurisdiction GB and data residency unknown; Stable Secretary, legal entity jurisdiction unknown and data residency US default; both list US CLOUD Act subprocessor exposure. No overall winner — the leans differ by criterion.
Choose LIVERYLive if
You bill monthly livery packages and want automated recurring fees, one-click month-end invoicing, and billing data pushed to Xero or QuickBooks (boarding and billing: 7.0 vs 6.0, five judges lean LIVERYLive).
You rent arenas or other facilities and need booking built in (facilities and lessons: 6.3 vs 3.2, six lean).
You need a supplier whose recorded legal entity jurisdiction is GB.
Your team weighs staff and operations tooling (4.7 vs 4.0, four lean) above horse care record depth.
You run a riding school and rely on lesson and facility scheduling; the riding-school lead's weighted total is 5.6 vs 4.8.
Choose Stable Secretary if
You need identification, health, farrier, breeding and service records with reminders, plus feed and supplement tracking (horse care records: 6.2 vs 4.0, six lean).
You want your boarders paying invoices and booking timeslots themselves through a client portal (boarder portal: 6.0 vs 5.7, two lean, four ties).
You want four publicly priced tiers with "Starting at" prices from $1.99 to $12.00 per month plus a 30-day free trial (pricing transparency: 6.0 vs 5.8, one lean, five ties).
You invite vets or farriers to add health records at no extra subscription.
Your requirements suit a supplier whose recorded data residency is US default.
Read this comparison as one judge. Each weighs the same scores by what they care about.
The Riding-School Lead
Runs lessons six days a week on twelve school horses, plus weekend clinics with guest riders. Wants lessons and arena slots booked without double bookings, school horses not over-worked, ten-lesson cards that count themselves, and course payments that land in the same books as board.
LIVERYLive
This judge's pick
Stable Secretary
Criterion by criterion
Board contracts, extra services & billing
LIVERYLive
Monthly livery packages with automated fixed recurring fees, extra services that land on the day's to-do list and log their charge the moment staff mark them done, one-click invoices for all horses on the yard, and a dashboard showing who has paid and which bills are outstanding — that is how the money side should run. The sync that sends the month's billing to Xero or QuickBooks and triggers the official invoice answers my accountant. We found no public information on VAT rates configurable per service type, credit notes or dunning.
Stable Secretary
The top tier turns service events into billable records and produces invoices individually or in batches with payment status tracked, online payments via Stripe, overpayments carried as credits, a configurable online payment processing fee, and an export to QuickBooks Online — the money side is handled, though invoicing sits only in the Professional subscription. We found no public information on SEPA direct debit, VAT rates per service type, credit notes or dunning.
Horse records, feeding & health
LIVERYLive
The captured pages describe unlimited horse profiles with health care, feeding and medical records, and profiles that transfer between yards on the system. We found no public information on vaccination, worming or farrier dates with reminders, a medication log, or a documented export of the horse's file — the detail a vet or an inspector would rely on.
Stable Secretary
Identification, health, farrier, breeding and service records are there, with shoeing, vaccination, worming and dentistry tracking plus reminders, feed and supplement records shared with staff as team members, and vets invited as health providers who can view and add health records at no extra subscription. What I would want before an inspection — a medication log naming who administered what, and a documented export of the whole file when a horse moves on — we found no public information on.
Staff, rotas & daily operations
LIVERYLive
Rotas, to-do lists and tasks marked done on the phone are documented, with variable access permissions for staff and real-time notifications; the charge only books when a task is actually marked done, which keeps the day honest. We found no public information on time recording for employees, holiday and absence planning, or boarder duty rotas.
Stable Secretary
There is a shared schedule of tasks, appointments and due dates filterable by horse, contact or resource, mobile checklists to share, reminders, and team members invited in roles the stable assigns and can edit. We found no public information on recurring duty rotas, completion history per task, holiday planning, or any time recording for staff.
Boarder portal & communication
LIVERYLive
Owners use the app to request extra services that land on the yard's task list, pre-pay for services and arena slots, hold their horse's records on a Solo account, and receive confirmations and reminders automatically. We found no public information on separately scoped access for co-owners or loan arrangements, or on instructions being acknowledged by the staff member who reads them.
Stable Secretary
Owners come in as team members with access the stable controls through customizable permissions, clients pay their invoices through the Client Invoice Portal and book timeslots through the Client Booking Portal, and there is messaging both ways plus push notifications. We found no public information on owners' instructions being acknowledged by the staff member who reads them, or on owner data being exportable and deletable on request.
Facilities, lessons & events
LIVERYLive
Arena booking is genuinely strong: booking types with who may book (liveries, external riders, staff or a mix), bookings per slot, prices paid in advance by card, booking windows, second-horse add-ons and multiple arenas each with their own rules — no double bookings in sight. But I run lessons six days a week, and we found no public information on lessons or courses with riders and horses, school-horse workload, lesson cards, clinics or events with participant management, nor on walkers, treadmills or solariums.
Stable Secretary
Clients can book timeslots through the Client Booking Portal and the shared schedule can be filtered by resource, which gives a yard a basic booking calendar. We found no public information on lessons or courses scheduled with riders and horses, lesson cards or subscriptions, school-horse workload, or events with registration and payment — the things a six-day-a-week lesson operation lives on.
European sovereignty
LIVERYLive
Stablemate Live Ltd. is a registered United Kingdom company and the terms state the services are hosted in the United Kingdom, with Stripe and GoCardless named for payment data, a privacy policy covering the app, data processing agreement language and EEA rights stated. No European Union contracting entity or hosting is shown, no hosting infrastructure or subprocessor locations are named, and the payment chain includes a United States-headquartered provider.
Stable Secretary
The contracting entity is a New Hampshire company under New Hampshire law with disputes arbitrated there, and the privacy policy states the servers are located and operated within the United States, with Stripe the only named subprocessor and the actual hosting, email and payment providers unnamed third parties. A privacy policy covering the service does exist, which is the single point above the bottom of the scale.
Pricing transparency
LIVERYLive
The pricing page publishes "£2 Per Month Per Horse" for Pro with a 6 Week FREE Trial and the Arena plan is Free, with the main inclusions per plan listed; the terms state auto-renewal, self-service cancellation effective at the end of the paid term, that all purchases are non-refundable, and that sales tax will be added as deemed required. We found no public information on the Solo price, on setup fees beyond the free arena account, or on a minimum term.
Stable Secretary
Every tier is priced publicly with its main inclusions — Go! Starting at $1.99 per month, Essentials Starting at $12.00 per month, Performance Starting at $7.00 per month, Professional Starting at $8.00 per month — plus monthly or annual payment, a free 30-day trial, and cancellation terms in the open (30 days written notice, refund of the balance allocable to the remainder of an annual period, data kept at least 6 months after termination). What stops a stable owner computing the true annual cost is that the scaling behind Starting at is not shown, and optional paid services such as extra training, on-site support or data entry carry no public prices.
Sovereignty, side by side
Dimension
LIVERYLive
Stable Secretary
Legal entity
Not determined
Not determined
Ownership
Not determined
Not determined
Data residency
Not determined
US by default
Subprocessors
US CLOUD Act reach
US CLOUD Act reach
Facts, side by side
Only facts both products carry under the same definition — anything else would not be a fair row.
As of 28 Oct 2026, the panel rates both 2.5/5. Weighted by what each judge cares about, 6 of the 6 judges pick LIVERYLive and 0 pick Stable Secretary. Which one fits depends on the criteria that matter to you; the table on this page shows both side by side, and each judge’s reading has its own page. Both were scored by the same AI bench under the same rubric, from public evidence only, as the methodology describes.
Is LIVERYLive or Stable Secretary European?
LIVERYLive is European (UK / wider Europe). Stable Secretary is not European by provenance (Rest of world). Provenance is read from each company’s own legal pages: who builds it and who owns it.
Where do LIVERYLive and Stable Secretary store customer data?
Per the vendors’ own pages as captured — LIVERYLive: its pages as captured do not say. Stable Secretary: In the US by default; pages mention United States.