As of 28 Oct 2026, the panel rates LIVERYLive 2.5/5 and Stable Secretary 2.5/5 in Stable & Equestrian Management. Weighted by what each judge cares about, 6 of the 6 judges pick LIVERYLive and 0 pick Stable Secretary. LIVERYLive scores higher on 4 of 7 criteria (Facilities, lessons & events, European sovereignty, Board contracts, extra services & billing, plus 1 more). Stable Secretary scores higher on 3 of 7 criteria (Horse records, feeding & health, Boarder portal & communication and Pricing transparency). Provenance — LIVERYLive: UK / wider Europe; Stable Secretary: Rest of world. Ratings are the AI panel’s opinion, formed from public evidence: how scores are made.
The benches split by criterion, and that split is the answer. LIVERYLive leads boarding and billing 7.0 to 6.0 (five lean, one tie), facilities and lessons 6.3 to 3.2 (six lean), staff and operations 4.7 to 4.0 (four lean, two ties) and sovereignty 3.5 to 0.7 (six lean). Stable Secretary leads horse care records 6.2 to 4.0 (six lean) and sits ahead on boarder portal 6.0 to 5.7 (two lean, four ties) and pricing transparency 6.0 to 5.8 (one lean, five ties). Each of the five judges with a listed weighted total puts LIVERYLive ahead, 5.0 to 5.6 against 4.2 to 4.9; no total is listed for the pension-owner judge. Sovereignty as recorded: LIVERYLive, legal entity jurisdiction GB and data residency unknown; Stable Secretary, legal entity jurisdiction unknown and data residency US default; both list US CLOUD Act subprocessor exposure. No overall winner — the leans differ by criterion.
Choose LIVERYLive if
You bill monthly livery packages and want automated recurring fees, one-click month-end invoicing, and billing data pushed to Xero or QuickBooks (boarding and billing: 7.0 vs 6.0, five judges lean LIVERYLive).
You rent arenas or other facilities and need booking built in (facilities and lessons: 6.3 vs 3.2, six lean).
You need a supplier whose recorded legal entity jurisdiction is GB.
Your team weighs staff and operations tooling (4.7 vs 4.0, four lean) above horse care record depth.
You run a riding school and rely on lesson and facility scheduling; the riding-school lead's weighted total is 5.6 vs 4.8.
Choose Stable Secretary if
You need identification, health, farrier, breeding and service records with reminders, plus feed and supplement tracking (horse care records: 6.2 vs 4.0, six lean).
You want your boarders paying invoices and booking timeslots themselves through a client portal (boarder portal: 6.0 vs 5.7, two lean, four ties).
You want four publicly priced tiers with "Starting at" prices from $1.99 to $12.00 per month plus a 30-day free trial (pricing transparency: 6.0 vs 5.8, one lean, five ties).
You invite vets or farriers to add health records at no extra subscription.
Your requirements suit a supplier whose recorded data residency is US default.
Read this comparison as one judge. Each weighs the same scores by what they care about.
The Skeptic
Has seen stable apps arrive with a launch post and vanish two seasons later with the horse records inside. Reads "billing" that is a price list, "staff management" that is a chat, geofencing with no word on staff consent, and an imprint that names a riding stable rather than a software company — and asks what happens to the data then.
LIVERYLive
This judge's pick
Stable Secretary
Criterion by criterion
Board contracts, extra services & billing
LIVERYLive
Monthly livery packages with automated recurring fees, extra-service requests that land on the day's to-do list and log the charge the moment staff mark them done, one-click month-end invoicing across all horses, a paid/unpaid dashboard, and a handoff to Xero or QuickBooks that triggers the official invoice — the money loop is closed inside the system. We found no public information on direct-debit mandates, VAT rates per service type, credit notes or dunning, which is the fiscal furniture a tax adviser will ask for.
Stable Secretary
Invoicing is confined to the top tier ("Available with Professional plan"), where invoices are created individually or in batches from service events converted to billable records, emailed to clients with paid/unpaid status, paid through Stripe and a client invoice portal, and exported to QuickBooks Online. We found no public information on board contracts per box and horse, SEPA direct debit, VAT treatment per service, or credit notes — overpayments creating credits is the nearest thing shown.
Horse records, feeding & health
LIVERYLive
A transferable per-horse profile with health care, feeding and medical records is more than a name on a whiteboard, and profiles can move with the horse between yards. The whole picture rests on a single feature line — we found no public information on vaccination or farrier reminders, a medication log with dose, date and who administered it, or an export format a vet or inspector could rely on.
Stable Secretary
Identification, health, farrier, breeding and service records with reminders for farrier and health appointments, plus feed and supplement tracking per horse that staff, owners and health providers see as team members, and vets or farriers invited at no extra subscription to view and add health records. We found no public information on feeding rounds, a medication log with dose and who administered it, passport or UELN data, or a documented export of the complete file when the horse leaves — sharing runs through reports and sheets instead.
Staff, rotas & daily operations
LIVERYLive
To-do lists, rotas and permission management are named as features, and staff mark tasks done on the phone — in effect a shared task list with a shift plan. We found no public information on time recording, holiday planning or boarder duty rotas, and while the privacy notice lists geolocation among the app permissions requested, it gives no purpose, opt-in or consent mechanism for tracking staff.
Stable Secretary
Mobile checklists that can be created and shared, a schedule of tasks, appointments and due dates filterable by horse, contact or resource, reminders, and team members with editable roles receiving push notifications. We found no public information on recurring rounds assigned to individuals with completion recorded on the phone, shift or holiday planning, time recording, or boarder duty rotas.
Boarder portal & communication
LIVERYLive
Owners get an app account for their horse's records, request and pre-pay extra services at booking, book arenas and receive real-time notifications. We found no public information on how one boarder's view is kept apart from another's, on co-owners or shares, or on instructions being acknowledged; the privacy policy does grant access, portability and deletion rights.
Stable Secretary
Owners join as team members with roles and customizable permissions to horse information, schedules and resources, clients pay invoices through the Client Invoice Portal and book timeslots through the Client Booking Portal, and messaging runs through an email tool and message board with per-person push notification settings. We found no public information on separate scoping for co-owners or ride shares, acknowledgement of instructions by the staff member who reads them, or owner data export on request — the in-site account cancellation is the closest, and a copy may still be retained for archival purposes.
Facilities, lessons & events
LIVERYLive
Arena hire is thought through: booking types with rules for who may book (liveries, external riders, staff), slots with capacity and booking windows, advance card payment, second-horse add-ons, peak rates, and riders ticking the yard's terms before a booking confirms. We found no public information on lessons, courses, school horses or events with participant management, so the teaching side of a yard is untested here.
Stable Secretary
The only facility evidence is a Client Booking Portal where clients book timeslots and a schedule that can be filtered by resource; what may be booked, and under what rules, is not stated. We found no public information on lessons, courses or clinics, school horses, capacity or booking rules per user group, or any linkage of facility or equipment use to billing.
European sovereignty
LIVERYLive
The chain is legible but sits outside the European Union: Stablemate Live Ltd., registered in Milton Keynes, hosting stated as the United Kingdom, UK governing law with arbitration in London, and payments through Stripe and GoCardless alongside Google Analytics, Google Maps and a Facebook app. We found no public information on the hosting infrastructure, ownership or any support subprocessor, and the geolocation permission is requested with no stated legal basis. EEA-style rights, a data processing agreement reference and an account-deletion promise are what lift this above the floor.
Stable Secretary
This is a US chain end to end: Ragged Mountain Equine Ventures, LLC of New London, New Hampshire, New Hampshire governing law with three-arbitrator JAMS arbitration in New Hampshire, servers stated to be located within the United States, and the applications hosted by unnamed third-party cloud providers with Stripe the only named subprocessor. The privacy policy, last modified April 2018, states that emails are not encrypted and gives no non-US hosting option, so boarder, staff and horse data sit fully in a US legal chain.
Pricing transparency
LIVERYLive
Pro is public at "£2 Per Month Per Horse" with a free trial (the terms say 42 days, the pricing page 6 weeks) and self-service cancellation effective at the end of the paid term, and the Arena plan is "Free to use. Upgrade to Pro anytime" with no set-up fee. The Solo price does not appear in the captured pages, sales tax is 'added to the price of purchases as deemed required by us', and on cancellation the terms put the customer solely responsible for their data — an annual Pro cost is computable, the full picture is not.
Stable Secretary
Four tiers carry public monthly prices quoted exactly as "Go! Starting at $1.99 per month", "Essentials Starting at $12.00 per month", "Performance Starting at $7.00 per month" and "Professional Starting at $8.00 per month", with inclusions, a 30-day free trial, monthly or annual payment, and cancellation on 30 days written notice with the allocable remainder of annual fees refunded, plus post-termination retention of at least 6 months stated. The "Starting at" is never explained — no scaling rule per box, horse or user appears anywhere — and optional paid services such as extra training, on-site support or data entry carry no prices; we found no public information on setup fees or VAT treatment.
Sovereignty, side by side
Dimension
LIVERYLive
Stable Secretary
Legal entity
Not determined
Not determined
Ownership
Not determined
Not determined
Data residency
Not determined
US by default
Subprocessors
US CLOUD Act reach
US CLOUD Act reach
Facts, side by side
Only facts both products carry under the same definition — anything else would not be a fair row.
As of 28 Oct 2026, the panel rates both 2.5/5. Weighted by what each judge cares about, 6 of the 6 judges pick LIVERYLive and 0 pick Stable Secretary. Which one fits depends on the criteria that matter to you; the table on this page shows both side by side, and each judge’s reading has its own page. Both were scored by the same AI bench under the same rubric, from public evidence only, as the methodology describes.
Is LIVERYLive or Stable Secretary European?
LIVERYLive is European (UK / wider Europe). Stable Secretary is not European by provenance (Rest of world). Provenance is read from each company’s own legal pages: who builds it and who owns it.
Where do LIVERYLive and Stable Secretary store customer data?
Per the vendors’ own pages as captured — LIVERYLive: its pages as captured do not say. Stable Secretary: In the US by default; pages mention United States.