As of 28 Oct 2026, the panel rates LIVERYLive 2.5/5 and Stable Secretary 2.5/5 in Stable & Equestrian Management. Weighted by what each judge cares about, 6 of the 6 judges pick LIVERYLive and 0 pick Stable Secretary. LIVERYLive scores higher on 4 of 7 criteria (Facilities, lessons & events, European sovereignty, Board contracts, extra services & billing, plus 1 more). Stable Secretary scores higher on 3 of 7 criteria (Horse records, feeding & health, Boarder portal & communication and Pricing transparency). Provenance — LIVERYLive: UK / wider Europe; Stable Secretary: Rest of world. Ratings are the AI panel’s opinion, formed from public evidence: how scores are made.
The benches split by criterion, and that split is the answer. LIVERYLive leads boarding and billing 7.0 to 6.0 (five lean, one tie), facilities and lessons 6.3 to 3.2 (six lean), staff and operations 4.7 to 4.0 (four lean, two ties) and sovereignty 3.5 to 0.7 (six lean). Stable Secretary leads horse care records 6.2 to 4.0 (six lean) and sits ahead on boarder portal 6.0 to 5.7 (two lean, four ties) and pricing transparency 6.0 to 5.8 (one lean, five ties). Each of the five judges with a listed weighted total puts LIVERYLive ahead, 5.0 to 5.6 against 4.2 to 4.9; no total is listed for the pension-owner judge. Sovereignty as recorded: LIVERYLive, legal entity jurisdiction GB and data residency unknown; Stable Secretary, legal entity jurisdiction unknown and data residency US default; both list US CLOUD Act subprocessor exposure. No overall winner — the leans differ by criterion.
Choose LIVERYLive if
You bill monthly livery packages and want automated recurring fees, one-click month-end invoicing, and billing data pushed to Xero or QuickBooks (boarding and billing: 7.0 vs 6.0, five judges lean LIVERYLive).
You rent arenas or other facilities and need booking built in (facilities and lessons: 6.3 vs 3.2, six lean).
You need a supplier whose recorded legal entity jurisdiction is GB.
Your team weighs staff and operations tooling (4.7 vs 4.0, four lean) above horse care record depth.
You run a riding school and rely on lesson and facility scheduling; the riding-school lead's weighted total is 5.6 vs 4.8.
Choose Stable Secretary if
You need identification, health, farrier, breeding and service records with reminders, plus feed and supplement tracking (horse care records: 6.2 vs 4.0, six lean).
You want your boarders paying invoices and booking timeslots themselves through a client portal (boarder portal: 6.0 vs 5.7, two lean, four ties).
You want four publicly priced tiers with "Starting at" prices from $1.99 to $12.00 per month plus a 30-day free trial (pricing transparency: 6.0 vs 5.8, one lean, five ties).
You invite vets or farriers to add health records at no extra subscription.
Your requirements suit a supplier whose recorded data residency is US default.
Read this comparison as one judge. Each weighs the same scores by what they care about.
The Tax Adviser
Does the books for a dozen equestrian businesses and knows that board, lessons and sold hay are not taxed alike. Wants invoices with GoBD-compliant numbering, VAT per service, a DATEV export instead of a shoebox of PDFs, and time records for the staff that would survive a customs minimum-wage check.
LIVERYLive
This judge's pick
Stable Secretary
Criterion by criterion
Board contracts, extra services & billing
LIVERYLive
Recurring livery packages with automatic fixed fees, extra services charged to the horse's tab the moment staff tick the task done, one-click month-end invoices for the whole yard, a dashboard of paid and outstanding bills, and monthly billing data flowing to Xero or QuickBooks — that is real bookkeeping, not a shoebox. We found no public information on VAT rates configurable per service type, SEPA mandates, credit notes or GoBD-compliant numbering, which is where my audit questions would start.
Stable Secretary
Service events convert into billable records, invoices are created individually or in batches and emailed, payment status is tracked, and Stripe online payments plus a QuickBooks Online export are documented — a named accounting export is what a bookkeeper can actually work with. We found no public information on board contracts generating recurring invoices, SEPA direct debit mandates, VAT rates per service, credit notes or dunning, or compliant invoice numbering; invoicing also sits only in the Professional plan, with credits arising from overpayments rather than prepaid balances.
Horse records, feeding & health
LIVERYLive
Horse profiles carry health care, feeding and medical records and can be transferred between yards — more than a name on a whiteboard. We found no public information on feeding plans shown by feeding round, vaccination, worming and farrier dates with reminders, or a medication log naming dose and administrator, so I cannot tell whether the file would satisfy a vet or an inspector.
Stable Secretary
Identification, health, farrier, breeding and service records are documented, with farrier and health appointment reminders, shareable health and due-date reports, and feed and supplement tracking per horse visible to staff, owners and invited health providers — external professionals being able to add health records is genuinely useful. We found no public information on a medication log with dose, date and who administered it, passport or UELN data, or a documented export format for the full file when a horse leaves.
Staff, rotas & daily operations
LIVERYLive
Rotas, to-do lists, tasks ticked done on the phone and variable staff permissions are all documented. We found no public information on time recording for employees and mini-jobbers, holiday planning or boarder duty rotas — the working-time documentation a minimum-wage check demands.
Stable Secretary
The schedule shows tasks, appointments and due dates with customizable views and filtering by horse, contact or resource, backed by shared mobile checklists, reminders and push notifications, and team members sit under editable roles. We found no public information on recurring tasks assigned and ticked off per person, shift or holiday planning, boarder duty rotas, or time recording that would stand up to a minimum-wage inspection.
Boarder portal & communication
LIVERYLive
Owners request extra services through the app, book and prepay arena slots and services, keep their horse's records, transfer them between yards, and receive real-time notifications. We found no public information on separate scoping for co-owners or riding shares, on-demand invoice visibility for the owner, or acknowledgement of instructions by the staff member who reads them.
Stable Secretary
Owners log in as team members with customizable permissions to horse information, schedules and resources; clients pay their invoices through the Client Invoice Portal and book timeslots through the Client Booking Portal; and communication runs both ways through the email tool and message board, with push notifications configurable per person. We found no public information on co-owners or ride shares scoped separately, bookings with status tracking, instructions acknowledged by the staff member who reads them, or owner data export and deletion on request.
Facilities, lessons & events
LIVERYLive
Arena hire is thoroughly built: per-type rules on who may book — liveries, external riders, staff or a mix — slot capacity, booking windows, peak rates, add-on horses, card payment at booking, and yard terms the rider must confirm. Everything documented concerns arenas; we found no public information on lessons, courses, school horses or events.
Stable Secretary
Clients can book timeslots online through the Client Booking Portal and the schedule filters by resource, which amounts to a shared booking calendar, with competitions recordable at the Professional level. We found no public information on arena booking rules or capacity, lessons or courses scheduled with riders and horses, equipment use feeding into billing or credit, or device integration for walkers and solariums.
European sovereignty
LIVERYLive
A privacy policy covering the app exists, payments run through Stripe and GoCardless, and Google Analytics and Maps appear in the chain. The contracting entity is Stablemate Live Ltd of Milton Keynes and hosting is stated to be in the United Kingdom; we found no public information showing an EU entity, EU hosting or a subprocessor list with locations, so for an EU stable this reads as a third-country arrangement.
Stable Secretary
The contracting entity is Ragged Mountain Equine Ventures, LLC of New London, New Hampshire under New Hampshire law, data sits on servers stated to be located in the United States hosted by unnamed third-party cloud providers, and Stripe is the only named subprocessor, while the privacy policy last modified April 2018 states emails are not encrypted. For a stable holding boarder and staff data this is non-European throughout, and we found no public information on any EU hosting option or a data processing agreement.
Pricing transparency
LIVERYLive
The Pro plan is published at £2 per month per horse with a clear scaling rule and listed inclusions, the Arena plan is free to use without set-up fee, and trial, auto-renewal and non-refundable cancellation terms are public. We found no public information on a price for the Solo tier, VAT is covered only by "Sales tax will be added to the price of purchases as deemed required by us", and there is nothing on what happens to the data on cancellation.
Stable Secretary
All four tiers carry public monthly prices with inclusions listed per tier — Go! $1.99, Essentials $12.00, Performance $7.00 and Professional $8.00 per month — plus monthly or annual billing, a 30-day free trial, automatic renewal on 30 days' written notice, and published termination terms under which data is kept at least six months and users are advised to keep their own backups. But these are starting-at figures with no scaling rule per horse, box or user, and optional services such as extra training, on-site support and data entry are priced only by individual agreement, so a given yard's real annual cost is not computable from the public pages.
Sovereignty, side by side
Dimension
LIVERYLive
Stable Secretary
Legal entity
Not determined
Not determined
Ownership
Not determined
Not determined
Data residency
Not determined
US by default
Subprocessors
US CLOUD Act reach
US CLOUD Act reach
Facts, side by side
Only facts both products carry under the same definition — anything else would not be a fair row.
As of 28 Oct 2026, the panel rates both 2.5/5. Weighted by what each judge cares about, 6 of the 6 judges pick LIVERYLive and 0 pick Stable Secretary. Which one fits depends on the criteria that matter to you; the table on this page shows both side by side, and each judge’s reading has its own page. Both were scored by the same AI bench under the same rubric, from public evidence only, as the methodology describes.
Is LIVERYLive or Stable Secretary European?
LIVERYLive is European (UK / wider Europe). Stable Secretary is not European by provenance (Rest of world). Provenance is read from each company’s own legal pages: who builds it and who owns it.
Where do LIVERYLive and Stable Secretary store customer data?
Per the vendors’ own pages as captured — LIVERYLive: its pages as captured do not say. Stable Secretary: In the US by default; pages mention United States.