Accounting
Banana Accounting
Provenance unknown Report an error0–5 in half steps. 5 means the rubric's top anchor is met on the evidence.
by Banana.ch SA · www.banana.ch
Report an error on this page Is this your product? →
Link to this page
Add ?theme=dark to the image address for dark backgrounds.
The badge shows the category and the month of the latest evaluation, and EU-Made where
that is the product’s provenance. It never shows a score.
Banana Accounting at a glance
- Vendor
- Banana.ch SA
- Headquarters
- Not stated on the vendor’s pages as of 20 Oct 2026
- Data hosting
- Not stated on the vendor’s pages as of 20 Oct 2026
- Free plan
- Yes, per the vendor’s own page source, captured 20 Oct 2026
- Panel verdict
- The AI panel rates Banana Accounting 2.5/5, the mean of 6 judges. Banana Accounting, from Banana.ch SA of Switzerland, is a spreadsheet-style double-entry bookkeeping program you download and run locally without registration. how scores are made
- As of
- Vendor pages captured 20 Oct 2026; evaluated by the panel 21 Oct 2026. all sources
Read this page as one judge. Each weighs the same scores by what they care about.
The panel's verdict
Banana Accounting, from Banana.ch SA of Switzerland, is a spreadsheet-style double-entry bookkeeping program you download and run locally without registration. Its strongest showing is bookkeeping core, where all six judges scored 7 on the strength of SKR templates (03 and 04, also 49 and 81), a booking journal, cost centres with separate closes per business area, fixed assets with automatic depreciation bookings, multi-currency, and bookings that can be locked via blockchain. Tax and filings scored 3 to 4: the VAT advance return is a printout analogous to the ELSTER online form, and we found no public information on electronic ELSTER submission, OSS or reverse charge. Sovereignty is weakest at 2 to 3 — the contracting entity is Swiss and no sovereignty attributes are on record — with judges weighing the locally-held files differently. GoBD compliance scored 4 to 5: the blockchain lock is described as a working mechanism, while we found no public information on a Verfahrensdokumentation, retention or an auditor export. Pricing transparency scored 5 to 6; prices are public, though the captured pages give different figures for the full version.
Speaks for it
- A genuine double-entry ledger with SKR templates (03, 04, 49 and 81), a booking journal, cost centres with separate closes, automatic depreciation bookings and multi-currency
- Closed and verified bookings can be locked via blockchain, making post-close alteration detectable
- Bank statements import from ISO20022, MT940 and PayPal files, with auto-completion rules and digital receipts linkable to each booking
- A DATEV export file with DATEV- and ELSTER-compatible tax keys transmits the books to the Steuerberater
- Public three-plan pricing — free up to 70 transactions with the Cash Book unlimited, Professional at CHF 89/year + VAT, Advanced at CHF 179/year — with unlimited files and client accounts on one subscription
Held against it
- The VAT advance return is a printout analogous to the ELSTER online form, and we found no public information on electronic ELSTER submission, OSS or reverse charge
- We found no public information on automatic bank feeds, OCR receipt capture or ZUGFeRD/XRechnung e-invoicing
- We found no public information on a Verfahrensdokumentation, change history, retention statement or a GoBD export for the Betriebsprüfer
- We found no public information on adviser login, receipt images in the DATEV export, or which plan includes the DATEV export
- The captured pages give different figures for the full version — CHF 89/year + VAT versus Vollversion ab €60,--/Jahr
Best for
- You want a genuine double-entry ledger with German SKR charts (03 and 04, also 49 and 81) that runs locally without registration and whose files open in later versions
- You manage several entities or client accounts — one subscription covers unlimited files and unlimited client accounts
- You hand the books to your Steuerberater as a DATEV export file and are prepared to key the VAT return into ELSTER yourself
- Your turnover sits within the up-to-100'000 CHF band the vendor suggests for Professional at CHF 89/year + VAT
Avoid if
- You need electronic VAT submission — the pages show the advance return only as a printout analogous to the ELSTER online form
- Your workflow depends on automatic bank feeds, OCR receipt capture or ZUGFeRD/XRechnung e-invoicing — the captured import is file-based (ISO20022, MT940, PayPal)
- You require an EU contracting or hosting arrangement — ask the vendor: the public pages we read do not show it
- Your auditor expects a vendor-supplied Verfahrensdokumentation and a GoBD data export — the compliance mechanism presented on the pages is the blockchain lock
The scores
| Criterion | Panel median |
|---|---|
| Bookkeeping core | 3.5 of 5 |
| GoBD, immutability & audit | 2 of 5 |
| Tax handling & filings | 2 of 5 |
| Receipts, banking & matching | 2 of 5 |
| Tax adviser handoff | 2 of 5 |
| European sovereignty | 1.5 of 5 |
| Pricing transparency | 3 of 5 |
Bookkeeping core
Show reasoningHide reasoning
How this is scored
Double-entry, the chart of accounts (SKR03/SKR04), postings, journals, opening balances and period closing — the ledger underneath the pretty screens.
0 — Income-and-expense lists only; no double-entry, no chart of accounts, no journal.
3 — Simplified bookkeeping suitable for EÜR with a fixed account list; no free posting, no period close.
5 — Double-entry with SKR03/SKR04, manual postings, journals, opening balances and a month-end close.
8 — Full ledger with cost centres, recurring and reversing entries, accruals, multi-year comparatives, and a documented close checklist with locking.
10 — An accountant's ledger: configurable charts including customised accounts, period locking with audit, foreign currency with documented valuation, group or multi-entity handling, and reporting that reconciles to the trial balance.
The Bookkeeper
There is a real ledger here: SKR 03 and 04 charts, journal and balance-sheet accounting, cost centres, automatic recurring transactions, and bookings that lock after the close via blockchain — that is the month-end close I want. I found no public information on accruals, reversing entries, multi-year comparatives or a documented close checklist, which keeps it short of full close discipline. 1 2 3
The Tax Adviser
This is a genuine double-entry ledger: SKR03 and SKR04 charts (also 49 and 81) for the EÜR under §4 Abs. 3 EStG, spreadsheet-style journal entry, cost centres with separate closes per business area, fixed assets with automatic depreciation bookings, multi-currency, automatic transactions, and bookings that can be locked once closed and verified. I found no public information on accruals, reversing entries, multi-year comparatives or a documented close checklist, so it sits between a solid month-end and an accountant's full close. 1 2 3
The Auditor
The ledger underneath is real: double-entry with SKR03/SKR04 and further charts for EÜR and balance accounting, journals, balance sheet and P&L reporting, cost centres with separate closes, fixed assets with automatic depreciation postings, multi-currency, and unlimited files for multiple entities. I found no public information on documented accruals, multi-year comparatives, or a documented close checklist — the closing mechanism presented is the blockchain lock. 1 2 3
The Founder
This is a genuine ledger, not a pretty expense list: double-entry with SKR03/SKR04, journals, cost centres with separate closings per business area, fixed assets with automatic depreciation postings, and multi-currency in the same accounting. I found no public information on accruals, reversing entries, multi-year comparatives or a documented close checklist, so I stopped short of the accountant's-ledger level. 1 2 3
The Integrator
The captured pages show a real double-entry ledger — SKR03 and SKR04 charts, a booking journal, cost centres, fixed assets with automatic depreciation bookings and multi-currency in the same file — with spreadsheet-style manual entry in preconfigured account tables and bookings lockable after close. I found no public information on reversing entries, accruals, multi-year comparatives or a documented close checklist, so this sits below the top anchors. 1 2 3
The Skeptic
There is a real ledger here: SKR templates including 03 and 04, a booking journal with preconfigured columns, and reports covering balance sheet, profit and loss, journal and account statements. Cost centres, automatic transactions, fixed assets with automatic depreciation bookings and multi-currency support push it past the mid anchor, but we found no public information on a documented closing checklist with locking, multi-year comparatives, or foreign-currency valuation documentation. 1 2 3
GoBD, immutability & audit
Show reasoningHide reasoning
How this is scored
Whether the record survives a tax audit: unalterable postings, complete change history, retention across the statutory period, and a Verfahrensdokumentation the vendor actually supplies.
0 — Postings can be edited or deleted without trace; no retention statement, no GoBD claim, no documentation.
3 — GoBD asserted on the marketing page with nothing behind it — no described audit trail, no documentation offered, no statement on retention.
5 — Postings become unalterable after close with corrections booked as reversals, a change log exists, and the statutory retention period is stated.
8 — Documented GoBD conformity with a supplied Verfahrensdokumentation template, complete and exportable audit trail, receipts linked to postings, and a GoBD-compliant data export (GDPdU/Z3) for the auditor.
10 — Audit-ready as a product feature: an independent GoBD certification or attestation published, Verfahrensdokumentation maintained per release, tamper-evident journals, retention executed across the full statutory period, and an export the Betriebsprüfer accepts without argument.
The Bookkeeper
The vendor states bookings can be sealed with a blockchain lock for GoBD-compliant bookkeeping, so the close produces provably locked postings — more than a bare badge on the marketing page. I found no public information on a supplied Verfahrensdokumentation, an exportable audit trail or change history, or a statement of the statutory retention period. 2 3
The Tax Adviser
The GoBD claim is tied to something concrete — bookings can be locked via blockchain so that a compliant bookkeeping is demonstrable — which is more than a bare marketing assertion. I found no public information on a Verfahrensdokumentation, a retention statement, a change log, or a GoBD-compliant export for the Betriebsprüfer, which keeps this well short of audit-ready. 2 3
The Auditor
The GoBD claim has a mechanism behind it, not just a marketing badge: once bookings are completed and verified they are provably locked via blockchain, so post-close alteration becomes detectable. I found no public information on a supplied Verfahrensdokumentation, a change log for open periods, corrections booked as reversals, the statutory retention period, or a GoBD data export for the Betriebsprüfer. 2 3
The Founder
The blockchain locking is described in substance — bookings closed and verified can be locked so that compliant bookkeeping exists — which is more than a GoBD badge on a marketing page. But I found no public information on a Verfahrensdokumentation template, a change log, the statutory retention period, or an export the Betriebsprüfer would accept. 2 3
The Integrator
GoBD is named alongside a described mechanism — bookings can be locked via blockchain once closed and verified — which is more than a bare marketing badge. I found no public information on a change log, corrections booked as reversals, the statutory retention period, a Verfahrensdokumentation, or an auditor-facing data export. 2 3
The Skeptic
The GoBD claim is not bare marketing: blockchain-based locking of bookings so that a compliant set of books results is described as a working feature, which is more than a slogan. But a lock is not a file: we found no public information on a Verfahrensdokumentation supplied by the vendor, a change history, a statement on the statutory retention period, or a GoBD-compliant export the auditor can take away. 2 3
Tax handling & filings
Show reasoningHide reasoning
How this is scored
VAT logic and the filings that follow: UStVA, ELSTER submission, EÜR or Bilanz, OSS for cross-border sales, and reverse-charge handling.
0 — No VAT logic beyond a rate field; no filings, no ELSTER.
3 — VAT rates and a UStVA figure to copy out by hand; no electronic submission, no special cases.
5 — UStVA prepared and submitted electronically via ELSTER, EÜR or a simple balance sheet produced, and reverse-charge and intra-community supply handled.
8 — The above plus OSS handling for cross-border B2C, Zusammenfassende Meldung, small-business (§19) and Ist/Soll taxation, permanent extension (Dauerfristverlängerung), and E-Bilanz where relevant.
10 — The filing year is handled end to end: every routine German filing generated and submitted electronically with validation before sending, cross-border VAT determined from the transaction rather than by hand, and correction filings supported.
The Bookkeeper
The VAT advance return is produced as a printout analogous to the ELSTER online form — a figure to copy by hand rather than an electronic submission — though tax keys are declared DATEV- and ELSTER-compatible and EÜR per §4 Abs. 3 EStG with balance-sheet accounting is covered. I found no public information on ELSTER submission from the product, reverse charge, OSS or a Zusammenfassende Meldung. 1 3
The Tax Adviser
The Umsatzsteuer-Voranmeldung comes as a printout analogous to the ELSTER online form — a figure to copy out by hand — and the ELSTER reference goes only as far as ELSTER-compatible tax keys in the SKR templates; I found no public information on electronic submission, reverse charge or OSS. EÜR and Bilanzierung as accounting types with SKR charts push it a notch above bare VAT rates. 1 3
The Auditor
VAT handling reaches tax-key level — SKR templates carry DATEV- and ELSTER-compatible tax keys, and the VAT advance return is produced as a printout analogous to the ELSTER online form, meaning the figures still travel by hand. EÜR determination and balance accounting are supported; I found no public information on electronic ELSTER submission, OSS, Zusammenfassende Meldung, reverse charge or correction filings. 1 3
The Founder
The VAT advance return comes as a printout analogous to the ELSTER online form, meaning I would still be keying it into ELSTER myself — exactly the Sunday-evening chore I pay to avoid. EÜR via the SKR charts and balance-sheet accounting are supported, but I found no public information on electronic ELSTER submission, OSS, reverse charge or the other special cases. 3
The Integrator
The VAT pre-registration comes as a printout analogous to the ELSTER online form with ELSTER-compatible tax keys — a figure to copy out by hand rather than an electronic submission — while EÜR per §4 Abs. 3 EStG and balance-sheet accounting are supported through the SKR templates. I found no public information on OSS, reverse charge, or Zusammenfassende Meldung handling. 3
The Skeptic
The Umsatzsteuer-Voranmeldung comes as a printout analogous to the ELSTER online form with ELSTER-compatible tax keys — meaning you copy it in by hand — while EÜR determination under §4 Abs. 3 EStG and Bilanzierung are supported. That clears the copy-out anchor but not the electronic one: we found no public information on ELSTER submission, reverse charge, OSS or Zusammenfassende Meldung. 1 3
Receipts, banking & matching
Show reasoningHide reasoning
How this is scored
How evidence and money get into the ledger: bank feeds, receipt capture, OCR, matching rules, and whether the digital receipt is legally sufficient on its own.
0 — Manual entry only; no bank connection, no receipt storage.
3 — Bank statement import by file and receipt upload as plain attachments; matching is entirely manual.
5 — Automatic bank feeds for the major German banks, receipt upload with OCR, suggested matches, and receipts linked to their postings.
8 — PSD2 feeds across many institutions, rule-based automatic matching with learning, e-invoice handling (ZUGFeRD/XRechnung) both directions, and replacement scanning (ersetzendes Scannen) documented so paper can be destroyed.
10 — The evidence chain is closed: every posting reaches its receipt in one click, e-invoicing inbound and outbound as standard, documented compliant archiving of the digital original, and matching accurate enough that exceptions rather than transactions are the work.
The Bookkeeper
Bank statements arrive by file import — ISO20022, MT940, PayPal — with auto-completion rules filling in missing data, and digital receipts link to each booking, which beats typing it all by hand. I found no public information on live PSD2 feeds, OCR on captured receipts, ZUGFeRD/XRechnung e-invoicing or documented replacement scanning, so the matching pass stays largely human. 1 2 3
The Tax Adviser
Bank and credit card movements import by file in ISO20022, MT940 and PayPal formats, auto-completion rules fill missing data from imported statements, and digital receipts can be linked to each booking and account. I found no public information on automatic bank feeds, OCR, or ZUGFeRD/XRechnung e-invoice handling, so the evidence sits between file import and a modern feed with matching. 1 2 3
The Auditor
Bank statements arrive by file import (ISO20022, MT940, PayPal) into the journal, auto-completion rules fill in missing data, and digital receipts are linked to each booking or account — more than purely manual matching. I found no public information on automatic bank feeds, OCR, e-invoice handling (ZUGFeRD/XRechnung), or replacement scanning. 1 2 3
The Founder
Bank movements arrive by file import (ISO20022, MT940, PayPal) with auto-completion rules filling in missing data, and digital receipts can be linked to every booking — decent, but not feeds that match themselves. I found no public information on automatic bank feeds, OCR receipt capture, or ZUGFeRD/XRechnung e-invoicing, which is the part I would actually feel on a Sunday. 1 3
The Integrator
Bank statements arrive by file import in ISO20022, MT940 and PayPal formats, with auto-completion rules filling missing data and digital receipts linkable to each booking — better than manual entry, but still file-in rather than feed-driven. I found no public information on automatic bank feeds, OCR, ZUGFeRD or XRechnung e-invoicing in either direction, or a documented API beyond file import and export. 1 2 3
The Skeptic
Bank statements arrive by file import in ISO20022, MT940 and PayPal formats, with auto-completion rules filling gaps in imported movements and digital receipts linkable to every booking — suggested matching, not purely manual. What is missing is everything modern: we found no public information on automatic bank feeds, OCR receipt capture, or ZUGFeRD/XRechnung e-invoice handling. 1 2 3
Tax adviser handoff
Show reasoningHide reasoning
How this is scored
How the books reach the Steuerberater — DATEV above all — and whether the adviser can work in the system rather than around it.
0 — No adviser access and no accounting export; the year-end is a pile of PDFs.
3 — Generic CSV or Excel export described as "suitable for your tax adviser", with no named format.
5 — A documented DATEV export (postings and, ideally, receipts) plus a read-only login for the adviser.
8 — DATEV export including receipt images with correct linking, or a maintained DATEV interface; the adviser gets their own scoped access with an audit of what they changed.
10 — The adviser is a first-class user: bidirectional DATEV exchange including corrections coming back, or a certified interface; period handover with locking, and a workflow where adviser queries are resolved inside the system.
The Bookkeeper
A named DATEV export file exists for sending the accounting to the tax adviser, which is the format that actually matters in Germany. I found no public information on adviser access into the books, receipt images travelling with the export, or any audit of what the adviser changed. 3
The Tax Adviser
A DATEV export file is explicitly described for transmitting the bookkeeping to the Steuerberater, and the SKR templates carry DATEV-compatible tax keys, which is above a generic CSV. I found no public information on whether receipt images travel with the export, on a scoped adviser login, or on corrections coming back — the books reach me, but the collaboration stops at the file. 3
The Auditor
A DATEV export file for transmitting the books to the Steuerberater is documented, and the templates carry DATEV-compatible tax keys. I found no public information on adviser login or scoped access, receipt images in the export, corrections flowing back, or an audit of what the adviser changed. 3
The Founder
A DATEV export file for sending my books to the Steuerberater is documented, and the SKR templates carry DATEV- and ELSTER-compatible tax keys, which my adviser will care about. I found no public information on any adviser access to the system or on a DATEV export that includes the receipt images. 3
The Integrator
A DATEV export file is explicitly offered for handing the books to the Steuerberater, with DATEV-compatible tax keys in every SKR template. I found no public information on receipt images in that export, any adviser login or scoped access, or corrections coming back, so the handoff looks one-way and unverified. 3
The Skeptic
A DATEV export file for transmitting the accounts to the Steuerberater is described by name, with DATEV-compatible tax keys in the SKR templates — well above a generic CSV. But the export of receipt images, and any adviser login of their own, are absent: we found no public information on adviser access to the system, and no public information on which plan includes the DATEV export. 3
European sovereignty
panel opinion
Show reasoningHide reasoning
How this is scored
Where the books live and who could be compelled to produce them — plus, uniquely here, whether statutory retention survives leaving the vendor. Independently sourced by the sovereignty pipeline.
0 — Non-EU vendor and contracting entity, hosting unstated or non-EU, subprocessors unnamed — with a ten-year retention obligation attached to data held abroad.
3 — EU hosting offered while the contracting entity is non-EU, or the subprocessor list is absent.
5 — EU hosting as standard and an EU contracting entity, but parts of the chain — OCR, AI categorisation, support tooling — are non-EU without an explained safeguard.
8 — EU or German hosting on named infrastructure, EU contracting entity, full subprocessor list published, and a stated export that satisfies retention if the contract ends.
10 — Sovereign and durable: German or EU hosting throughout, every subprocessor European, certification published, and a documented archive export that keeps the customer compliant for the full retention period after they leave.
The Bookkeeper
The contracting and copyright entity is Banana.ch SA in Switzerland, outside the EU, and we found no public information on hosting arrangements, a subprocessor list, certifications, or an archive export that would satisfy statutory retention after leaving. The download without registration or personal data points to locally held files, but nothing published confirms the chain. 1 2
The Tax Adviser
The contracting entity is Banana.ch SA in Switzerland and I found no public information on hosting, subprocessors or certification, which leaves a non-EU entity with an absent subprocessor list. In its favour, the program is a download that runs without registration or personal data, so the books stay in files the customer holds, and compatibility promises those files open in later versions. 1 2 3
The Auditor
The contracting entity is Swiss (Banana.ch SA) and the sovereignty record is otherwise empty: no hosting statement, no subprocessor list, no certification, and nothing on retention surviving the end of the contract. I found no public information on where any online components process data. 1 2
The Founder
The vendor and contracting entity are Banana.ch SA of Switzerland, and I found no public information on hosting, on subprocessors, or on an export that would satisfy retention if I leave. Swiss is European but not EU, so as published I cannot establish where my books would sit if someone compelled disclosure. 1 2
The Integrator
The contracting entity is Banana.ch SA in Switzerland and the program is downloaded to run locally with no registration or personal data, but no sovereignty attributes are on record — I found no public information on hosting, subprocessors or certification. Local files are durable in practice, yet nothing published lets a buyer verify where anything is processed or how retention is served. 1 2
The Skeptic
The copyright names Banana.ch SA in Switzerland, a non-EU contracting entity, and we found no public information on hosting location, a subprocessor list, certification, or any archive export that satisfies retention if the contract ends. The download-and-work-offline model suggests local files, but the captured sovereignty record is empty, so nothing on the chain can be credited. 2
Pricing transparency
Show reasoningHide reasoning
How this is scored
Whether a business can compute the real annual invoice — including the bookings, users, bank accounts and adviser access they actually need — from public pages alone.
0 — No public prices at all; every tier is a sales conversation.
3 — A headline monthly price exists, but booking or document limits, extra users or the tier where DATEV export begins are unstated.
5 — Tier prices public with billing period stated and the main limits given, but at least one commonly needed piece (DATEV export, extra bank accounts, adviser seat) sits in an unpriced tier.
8 — Every tier and add-on priced publicly with limits, overage, minimum term and VAT treatment stated; adviser access priced or explicitly free.
10 — Complete price computability: annual invoice derivable for a given transaction volume, user count and feature set, including overage and the year-end extras.
The Bookkeeper
Prices are public and plainly structured — "CHF 89/year + VAT" for Professional, "CHF 179/year" for Advanced, and a free tier capped at 70 transactions — with turnover-based plan recommendations. The captured pages give different figures for the paid entry point (CHF 89/year and "Vollversion ab €60,--/Jahr"), and I found no public information on which plan carries the DATEV export or on minimum terms. 1 3
The Tax Adviser
All three plans are public — a free tier limited to 70 transactions, Professional at "CHF 89/year + VAT", Advanced at "CHF 179/year" with a turnover guide — and one subscription covers unlimited files and client accounts. The captured pages give different figures for the entry price (CHF 89/year + VAT on one page, "Vollversion ab €60,--/Jahr" on another), and I found no public information on which plan includes the DATEV export or on transaction limits in the paid tiers. 1 3
The Auditor
All three plans carry public prices with the billing period stated ("CHF 89/year + VAT" for Professional, "CHF 179/year" for Advanced, free up to 70 transactions), and the captured pages give a different starting figure for the full version ("ab €60,--/Jahr"). Not derivable from the pages: VAT treatment for Advanced, the minimum term, and which plan the DATEV export begins in. 1 3
The Founder
Prices are public and honest about the shape of the bill: CHF 89/year + VAT for Professional, CHF 179/year for Advanced, a free plan capped at 70 transactions with the cash book unlimited, and unlimited files on one subscription. What I cannot compute is which plan the DATEV export or bank import require — no feature-to-plan mapping is published — and the captured pages give different figures for the full version (CHF 89/year + VAT versus ab €60,--/Jahr). 1 3
The Integrator
Three named plans are priced publicly with the billing period stated — the free plan capped at 70 transactions, "CHF 89/year + VAT" for Professional and "CHF 179/year" for Advanced — plus an unlimited-file, unlimited-client licence where the upgrade keeps your work. The feature-to-tier mapping is incomplete: I found no public information on which plan carries the DATEV export, and the captured pages give the entry price in both francs and euros without VAT treatment stated for every plan. 1 3
The Skeptic
Three plans are priced publicly with the billing period stated — "CHF 89/year + VAT" and "CHF 179/year" — and the free tier's 70-transaction limit plus the turnover bands for each paid plan are given, with unlimited files and unlimited client accounts on one subscription removing whole classes of extra charges. What a German buyer still cannot compute: the captured pages give different figures for the full-version price ("CHF 89/year + VAT" versus "Vollversion ab €60,--/Jahr"), and we found no public information on which tier the DATEV export begins in or how an adviser seat is priced. 1 3
Questions about Banana Accounting
Is Banana Accounting European?
Not determined: the vendor’s pages as captured do not say where Banana Accounting is based.
Where does Banana Accounting store data?
Not stated on the vendor’s pages as of 20 Oct 2026.
Does Banana Accounting have a free plan?
Yes. Banana Accounting has a free plan, per the vendor’s page captured 20 Oct 2026.
What are the best alternatives to Banana Accounting?
As of 21 Oct 2026, the panel rates Papierkram (3.5/5), sevDesk (3/5) and BuchhaltungsButler (3/5) highest among the other 24 Accounting products evaluated. Ratings that look equal are rounded to half stars; the order uses the unrounded rating, then the name. The highest-rated European alternative is Papierkram (EU-Made). Ratings are the AI panel’s opinion, formed from public evidence: how scores are made. The full list, with European products first: Banana Accounting alternatives.
Where this could be wrong
- Evidence ages. The oldest capture behind this page is from 20 Oct 2026. Vendors change pricing and policies without notice; every fact reflects its source as of the capture date shown in the registry.
- AI can misread a source. Extraction and judgement are automated; a citation guarantees traceability, not infallibility. If something here is wrong, say so — no account needed, every report is decided within 5 business days, and accepted corrections are published.
What we left out
A claim that does not survive our checks costs us the claim, not the page. This is what was taken off this one.
- We found no public information on compliance on the pages we read (banana.ch, banana.ch/de/tabellen-banana-buchhaltung, banana.ch/de/de/EUER). If the vendor publishes it somewhere else, send us the page. Know more? Tell us
- 1 integrations fact could not be confirmed on the vendor’s page as captured and was left out of this page and of the panel’s material. Know more? Tell us
- 1 legal fact could not be confirmed on the vendor’s page as captured and was left out of this page and of the panel’s material. Know more? Tell us
- 1 product fact could not be confirmed on the vendor’s page as captured and was left out of this page and of the panel’s material. Know more? Tell us
Sources (3)
The pages every claim on this page was read from — each one checked, dated, and kept verifiable.
- 1 Vendor page www.banana.ch Checked 20 Oct 2026 Details →
- 2 Bookkeeping core — found from sitemap www.banana.ch Checked 20 Oct 2026 Details →
- 3 Tax handling & filings — found from sitemap www.banana.ch Checked 20 Oct 2026 Details →