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Billing & Invoicing

Fakturia

EU-Made Report an error

Panel rating · 6 judges · How to read the stars

Category median

Sovereignty: 1 of 4 dimensions proven

0–5 in half steps. 5 means the rubric's top anchor is met on the evidence.

by Luminea IT Services GmbH · www.fakturia.de

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Fakturia: AI-assisted analysis on whats-best.ai Fakturia: AI-assisted analysis on whats-best.ai (dark)

Add ?theme=dark to the image address for dark backgrounds. The badge shows the category and the month of the latest evaluation, and EU-Made where that is the product’s provenance. It never shows a score.

Fakturia at a glance

Vendor
Luminea IT Services GmbH
Headquarters
Not stated on the vendor’s pages as of 26 Oct 2026
Data hosting
Not stated on the vendor’s pages as of 26 Oct 2026
Free plan
Not stated on the vendor’s pages as of 26 Oct 2026
Panel verdict
The AI panel rates Fakturia 3.5/5, the mean of 6 judges. Fakturia is subscription-billing and recurring-invoicing software from Luminea IT Services GmbH (Amtsgericht München, HRB 233747), built for German B2B and SaaS sellers. how scores are made
As of
Vendor pages captured 26 Oct 2026; evaluated by the panel 28 Oct 2026. all sources

Fakturia alternatives, European ones first →

Read this page as one judge. Each weighs the same scores by what they care about.

The Tax Adviser

Weighted verdict

Advises software and subscription businesses and sees what their billing tools get wrong at the year-end audit. Wants sequential numbering and credit notes instead of edited invoices, XRechnung and ZUGFeRD now that the B2B e-invoice is mandatory, VAT IDs checked before reverse charge is applied, and a merchant of record that says in writing which tax it owes.

Same scores as the panel view — this lens weights them the way this judge cares.

Scored by The Tax Adviser

Panel median The Tax Adviser This judge’s scores over the panel median. Each label opens its reasoning below.
Scores per criterion, in stars out of 5
Criterion Panel median The Tax Adviser
Plans, pricing models & subscription lifecycle 3.5 of 5 3.5 of 5
Invoices & e-invoicing compliance 3.5 of 5 3.5 of 5
Cross-border VAT & tax handling 3 of 5 2.5 of 5
Payment collection, dunning & portability 3.5 of 5 3 of 5
Revenue reporting & accounting handoff 3.5 of 5 3.5 of 5
European sovereignty 3.5 of 5 3.5 of 5
Pricing transparency 3.5 of 5 3 of 5

Plans, pricing models & subscription lifecycle

How this is scored

How the product models what is sold and to whom: plans, add-ons and price points, trials, upgrades and downgrades with proration, usage-based and seat-based pricing, contract terms and renewals, quotes, and a self-service portal where the customer changes or cancels their own subscription.

0 — No subscription model; recurring charges are set up by hand per customer or per invoice.

3 — A recurring invoice or a fixed plan that repeats on a schedule, but no proration, no trials, no add-ons and no usage component.

5 — Plans with add-ons and trials, upgrades and downgrades with proration, renewals and cancellations handled by the system, and a customer portal for viewing and changing the subscription.

8 — Usage-based, tiered, volume and seat-based pricing with metering through an API, contracts with minimum terms, ramps and notice periods, quotes that convert into subscriptions, multiple currencies and price books, and the subscription history kept per customer.

10 — The commercial model lives in the product: hybrid pricing (commitments, prepaid credits, overage) without custom code, price changes rolled out to existing customers with grandfathering, entitlements exposed to the selling application, and every change to a subscription versioned and attributed.

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The Tax Adviser

Contracts carry multiple articles, minimum terms, notice periods and free-choice intervals billed in advance or arrears, upgrades and downgrades are prorated to the day, trials convert automatically, and usage-based billing with multi-currency support sits in the Flex features; the whitelabel self-service portal even ships the section 312k BGB cancellation button German consumer law demands. We found no public information on seat, tiered or volume price books, metering through the API, quotes converting into subscriptions, or versioned subscription history, which keeps it short of the top of the scale. 1 2 6 7

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Invoices & e-invoicing compliance

How this is scored

Whether the invoices the product issues are legally valid where the customer is: mandatory invoice content, sequential numbering, credit notes and cancellations instead of edits, retention and archiving to GoBD, and structured e-invoices (XRechnung, ZUGFeRD/Factur-X, Peppol) for business customers and public bodies.

0 — No invoices; the product charges cards or sends payment requests and the seller writes invoices elsewhere.

3 — PDF invoices from a template, but numbering, mandatory content, corrections and retention are not described.

5 — Invoices with sequential numbering and the mandatory content stated, credit notes and cancellations instead of edits, invoices in several languages and currencies, and a documented archive.

8 — Structured e-invoices to EN 16931 issued as XRechnung or ZUGFeRD/Factur-X and sent through Peppol, GoBD-compliant numbering and unalterable archiving stated, invoice data exportable for a tax audit, and the e-invoicing mandates in named EU countries addressed.

10 — Invoicing that stands up in any audit it may face: e-invoicing to public bodies and businesses in several EU countries with the channels named, clearance and reporting models (France, Italy, Poland) supported where they apply, a Verfahrensdokumentation or equivalent offered, and every invoice traceable to the subscription event that produced it.

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The Tax Adviser

Invoices are issued automatically as XRechnung and ZUGFeRD, as hybrid human-readable PDFs with the XML embedded — the formats the German B2B e-invoicing duty from 2025 calls for — cancellations and corrections are transferred as counter-bookings rather than edits, and archiving is stated GoBD-conform and revision-safe, with exact service periods per line and multi-language, multi-currency output. We found no public information on sequential numbering, Peppol transmission, or a Verfahrensdokumentation, so I stop short of the audit-proof grade. 1 2 7 8 9 13

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Cross-border VAT & tax handling

How this is scored

How the product gets tax right when the seller sells across borders: VAT rates per country and product type, reverse charge for business customers with VAT ID validation (VIES), the EU One-Stop-Shop, US sales tax — or, for a merchant of record, which tax liability it takes on in its contract and which it leaves with the seller.

0 — No tax handling; the seller types the rate on every invoice.

3 — One configurable VAT rate or a manual rate table, with no customer-location logic and no VAT ID check.

5 — Tax rates applied by customer country and status, reverse charge for business customers with a VAT ID field, and tax shown correctly on invoices and in reports.

8 — Automatic VAT per country and product type, VIES validation of VAT IDs, OSS reporting data, evidence of customer location kept, US sales tax through a named engine — or a merchant-of-record contract that states the tax liability it assumes and in which countries.

10 — Tax is discharged and evidenced: filings or filing data for OSS and the countries sold into, rate changes maintained by the vendor with a stated process, tax decisions per invoice explainable, and the division of liability between seller and vendor written into the terms.

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The Tax Adviser

The upper Flex tier adds a VAT ID check, and the export produces Zusammenfassende Meldung and MOSS/OSS reporting data for EU digital services — genuinely useful for the filings. We found no public information on automatic VAT rates per customer country and product type, VIES validation by name, stored evidence of customer location, or any non-EU sales tax handling, so this stays at mid scale. 2 13

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Payment collection, dunning & portability

How this is scored

How invoices turn into money: which payment providers and methods the product works with, SEPA direct-debit mandates, automatic retries and dunning sequences, payment reconciliation, collections handover — and whether the seller can move subscriptions and stored payment details to another provider.

0 — No collection; invoices are sent and payment is chased by hand.

3 — One built-in payment provider with card payments, and failed payments reported but not retried or chased.

5 — Several payment providers or methods including SEPA direct debit with mandates, automatic retries of failed payments, dunning emails with configurable steps, and payments matched to invoices.

8 — Gateway-agnostic collection across named providers, smart retries and card updaters, dunning with escalation and service suspension rules, bank-transfer reconciliation, a handover to a collection agency, and recovery reported.

10 — Collection is portable and measurable: subscriptions and payment tokens importable and exportable with a documented migration path, routing across providers per country or method, recovered revenue reported per dunning step, and no lock-in to the vendor's own payment service stated in the terms.

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The Tax Adviser

Collection runs across named providers — SEPA, Stripe, Adyen, Unzer, PayPal — or self-collection through the seller's own banking software, with return debits processed automatically through the finAPI account match, and dunning is multi-step and automatic with unlimited escalation levels, individual texts per level and the original invoice attached. We found no public information on SEPA mandate management, smart retries, card updaters, suspension rules, a collection-agency handover, or moving subscriptions and stored payment details to another provider. 1 7 11 12 13

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Revenue reporting & accounting handoff

How this is scored

What finance gets out of billing: MRR, ARR, churn and cohort reporting, revenue recognition and deferred revenue, the export or sync to the accounting system and to DATEV, CRM and data-warehouse integrations, an API and webhooks, and a complete export of customer and subscription data.

0 — No reporting and no export beyond downloading individual invoices.

3 — A revenue overview and a CSV export of invoices, with no subscription metrics and no accounting integration.

5 — Subscription metrics (MRR, churn) on a dashboard, an export or sync to at least one named accounting tool, and a documented API with webhooks.

8 — Revenue recognition with deferred revenue schedules, a DATEV export or booking-ready journal for the ledger, native CRM and accounting integrations named, MRR movements explainable per customer, and a full data export documented.

10 — Billing is the system of record for revenue: recognition to IFRS 15 / ASC 606 stated, month-end close supported with reconciled reports, data-warehouse sync, audit trail of every financial event, and a complete export of customers, subscriptions and invoices that a successor system can import.

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The Tax Adviser

Finance gets a DATEV-certified direct connection on Buchungsdatenservice 2.0 live since 2024, invoice PDFs transmitted with the bookings, postings to individual debtor accounts or a central receivables account, and automatic passive revenue accrual released time-apportioned — the deferred-revenue work I otherwise see done by hand at year end — plus Lexware CSV, a documented REST API with OpenAPI and webhooks, and a JSON data export. We found no public information on MRR, churn or cohort metrics, recognition to IFRS 15 or ASC 606, or data-warehouse sync. 6 7 13 14

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European sovereignty

How this is scored

Who the contracting entity and the parent company are, where customer, invoice and payment data are hosted, and who the subprocessors are (hosting, payment providers, tax engines, email delivery). Independently sourced by the sovereignty pipeline; billing data is personal and financial at once, so the whole chain counts, not only the database.

0 — Non-EU vendor and contracting entity, hosting unstated, subprocessors unnamed, and no data processing agreement offered.

3 — A privacy policy and a data processing agreement exist, but hosting location is unstated or non-EU and the subprocessors are not listed.

5 — EU hosting available and an EU contracting entity or EU representative, but parts of the chain (tax engine, email, analytics, support) run through non-EU providers without a stated safeguard.

8 — EU hosting on named infrastructure, EU contracting entity, subprocessors listed with their locations, a data processing agreement published, and security certifications (ISO 27001, SOC 2) stated.

10 — Sovereign end to end and evidenced: European ownership, entity, hosting and every subprocessor, data export and deletion documented, and certifications published with their scope rather than implied.

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The Tax Adviser

The chain is German and stated as such: Luminea IT Services GmbH of Sauerlach (HRB 233747, Amtsgericht München), privately held without foreign investors, hosting in a TÜV-certified Nuremberg data centre with the statement that no data is passed to third countries, a data processing agreement required by the terms, and return and deletion after termination documented. The website itself names US providers in its own chain — HubSpot for chat and marketing, Wordfence for security — and we found no public information on ISO 27001 or SOC 2 certifications or a formal subprocessor list for the product. 1 3 4 5 6 13

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Pricing transparency

How this is scored

Whether a buyer can compute the real annual cost from public pages alone: platform fee, percentage of billed revenue or per-invoice fees, which modules (revenue recognition, e-invoicing, tax, extra gateways) cost extra, overage above a revenue band, setup and minimum term, and the merchant-of-record fee where it applies.

0 — No public prices at all; every customer is a sales call.

3 — A starting price or a free tier exists, but how cost scales with billed revenue, invoices or modules is unclear.

5 — Tiers are public with their main inclusions and revenue bands, but at least one commonly needed piece (e-invoicing, revenue recognition, extra gateways, overage) is unpriced or "on request".

8 — Every tier priced publicly with its scaling rule (revenue percentage, per invoice, per subscriber), overage and add-ons listed, minimum term and VAT treatment stated.

10 — Complete price computability: annual cost derivable for a given billed revenue, invoice volume and module set, with every add-on, setup, support and payment or merchant-of-record fee and the cancellation and data-return terms published.

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The Tax Adviser

The Flex series is fully computable: 0 € base fee with 1,9% or 2,4% of monthly net revenue, three users included, each further user 25 € per month, 7,500 API calls included with additional calls at 0,004 € each, prices net plus statutory VAT, optional premium onboarding at 1,200 EUR one-time, and monthly cancellation on four weeks' notice. The Business and Enterprise tariffs are priced per order sheet rather than publicly, and a move from Flex to Business is possible only after 36 months, so the real annual cost is derivable for the Flex series alone. 2 5 7 11

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European sovereignty — proven facts

1 of 4 dimensions proven

Built only from facts shown on the vendor's own pages. A dimension we could not prove is left open, not scored as zero.

Ownership Not determined — uncited Report an error
Data residency Not determined ⚠ unverified — uncited Report an error
Subprocessors US CLOUD Act reach ⚠ unverified 0/2 pts 1 Report an error

Questions about Fakturia

Is Fakturia European?

Yes. whats-best.ai classifies Fakturia as EU-Made.

Where does Fakturia store data?

Not stated on the vendor’s pages as of 26 Oct 2026.

Does Fakturia have a free plan?

Not stated on the vendor’s pages as of 26 Oct 2026.

What are the best alternatives to Fakturia?

As of 28 Oct 2026, the panel rates Chargebee (3.5/5), Younium (3.5/5) and Stripe Billing (3.5/5) highest among the other 12 Billing & Invoicing products evaluated. Ratings that look equal are rounded to half stars; the order uses the unrounded rating, then the name. The highest-rated European alternative is Younium (EU-Made). Ratings are the AI panel’s opinion, formed from public evidence: how scores are made. The full list, with European products first: Fakturia alternatives.

Where this could be wrong

What we left out

A claim that does not survive our checks costs us the claim, not the page. This is what was taken off this one.

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Sources (14)

The pages every claim on this page was read from — each one checked, dated, and kept verifiable.

  1. 1 Vendor homepage www.fakturia.de Checked 26 Oct 2026 Details →
  2. 2 Pricing page www.fakturia.de Checked 26 Oct 2026 Details →
  3. 3 Privacy policy www.fakturia.de Checked 26 Oct 2026 Details →
  4. 4 Legal notice www.fakturia.de Checked 26 Oct 2026 Details →
  5. 5 Terms of service www.fakturia.de Checked 26 Oct 2026 Details →
  6. 6 Plans, pricing models & subscription lifecycle — found from sitemap www.fakturia.de Checked 26 Oct 2026 Details →
  7. 7 Plans, pricing models & subscription lifecycle — found from sitemap www.fakturia.de Checked 26 Oct 2026 Details →
  8. 8 Invoices & e-invoicing compliance — found from sitemap www.fakturia.de Checked 26 Oct 2026 Details →
  9. 9 Invoices & e-invoicing compliance — found from sitemap www.fakturia.de Checked 26 Oct 2026 Details →
  10. 10 Cross-border VAT & tax handling — found from sitemap www.fakturia.de Checked 26 Oct 2026 Details →
  11. 11 Payment collection, dunning & portability — found from sitemap www.fakturia.de Checked 26 Oct 2026 Details →
  12. 12 Payment collection, dunning & portability — found from sitemap www.fakturia.de Checked 26 Oct 2026 Details →
  13. 13 Revenue reporting & accounting handoff — found from sitemap www.fakturia.de Checked 26 Oct 2026 Details →
  14. 14 Revenue reporting & accounting handoff — found from sitemap www.fakturia.de Checked 26 Oct 2026 Details →