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POS & Checkout Systems

Loyverse POS

UK / wider Europe Report an error

Panel rating · 6 judges · How to read the stars

Category median

Sovereignty: not determined

0–5 in half steps. 5 means the rubric's top anchor is met on the evidence.

by Cavius International Limited · loyverse.com

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Loyverse POS: AI-assisted analysis on whats-best.ai Loyverse POS: AI-assisted analysis on whats-best.ai (dark)

Add ?theme=dark to the image address for dark backgrounds. The badge shows the category and the month of the latest evaluation, and EU-Made where that is the product’s provenance. It never shows a score.

Loyverse POS at a glance

Vendor
Cavius International Limited
Headquarters
Not stated on the vendor’s pages as of 1 Nov 2026
Data hosting
Default not stated; pages mention Germany source, captured 29 Oct 2026
Free plan
Not stated on the vendor’s pages as of 1 Nov 2026
Panel verdict
The AI panel rates Loyverse POS 2.5/5, the mean of 6 judges. Loyverse POS, a point-of-sale platform for small businesses, scores best where its pages are richest: operations and locations at 7-8, built on free multi-store management, stock transfers between stores, purchase orders, recipes from ingredients, a free kitchen display and per-shift cash tracking. how scores are made
As of
Vendor pages captured 29 Oct 2026 to 1 Nov 2026; evaluated by the panel 30 Oct 2026. all sources

Loyverse POS alternatives, European ones first →

Read this page as one judge. Each weighs the same scores by what they care about.

The Café Owner

Weighted verdict

Runs a café with twelve tables, a counter and a terrace in summer, and closes the till herself at eleven at night. Wants an iPad till the student staff learn in one shift, orders that reach the kitchen printer, split bills and tips without arithmetic, a till that keeps selling when the Wi-Fi drops, a TSE she does not have to think about, and a monthly cost she can still read in the second year.

Same scores as the panel view — this lens weights them the way this judge cares.

Scored by The Café Owner

Panel median The Café Owner This judge’s scores over the panel median. Each label opens its reasoning below.
Scores per criterion, in stars out of 5
Criterion Panel median The Café Owner
Checkout, receipts & hardware 3 of 5 3 of 5
Card payments & fees 2 of 5 2 of 5
Inventory, tables, staff & locations 4 of 5 4 of 5
Accounting handoff, DATEV & data export 2.5 of 5 2.5 of 5
European sovereignty 2 of 5 2.5 of 5
Pricing transparency 2.5 of 5 2.5 of 5

Checkout, receipts & hardware

How this is scored

How a sale is rung up and what it runs on: a fast till on tablet, phone or dedicated terminal, articles, modifiers and discounts, split bills and tips, receipts printed or sent digitally (QR code, email, a digital Bon), returns and cancellations, a customer display, which hardware is supported or sold (receipt printers, cash drawers, scanners, scales), and whether the till keeps selling when the internet is down.

0 — Not a till; sales cannot be rung up or receipts issued in the product.

3 — Sales rung up on one device with a printed receipt; digital receipts, supported hardware and offline operation are basic or not described.

5 — A till app on named devices (iPad, Android or Windows) with articles, modifiers, discounts and split payments, receipts printed or sent digitally, returns and cancellations, a list of supported printers, drawers and scanners, and an offline mode stated.

8 — Several device types and own or third-party hardware with a published compatibility list, offline mode with its limits stated (how long, which payments, how sync resolves), digital receipts meeting the receipt obligation, customer display, scales and barcode labels supported, and hardware rentable or bought with the terms stated.

10 — A till that never stops a sale: offline operation documented including card payments and fiscal signing, hardware open to standard devices rather than locked to the vendor, receipt layouts that meet the legal minimum content in each named country, and a stated uptime or a status page with incident history.

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The Café Owner

The till runs on iPhones, iPads and Android tablets with modifiers, discounts, refunds and payments combined across cash and card; receipts print or go by email, open tickets can be named "Tabelle 1, Tabelle 2", and receipt printers (Ethernet, USB, Bluetooth), scanners, cash drawers and a free customer display app are listed, plus a stated offline mode that syncs on reconnect. The offline limits, a published hardware compatibility list, scales and hardware purchase or rental terms are not described on the captured pages, which keeps it mid-scale. 1 2 6 10

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Card payments & fees

How this is scored

How the till takes card and mobile payments and what that costs: an integrated terminal and the acquirer behind it named, girocard, credit cards, Apple Pay and Google Pay, tap to pay on a phone, the fee per transaction by card type, monthly terminal fees, payout timing, and whether the merchant may use a terminal or acquirer of their own choice instead. A "free" till paid for by card fees counts here.

0 — No card payment of any kind can be recorded at the till.

3 — Card payments recorded at the till, by an integrated terminal or by typing the amount into a separate one; the acquirer, the fees and the choice of terminal are basic or not described.

5 — An integrated card terminal with the payment provider named, girocard, credit cards and mobile wallets accepted, the transaction fee published for the main card types, payouts with their timing stated, and the amount passed to the terminal without retyping.

8 — Fees per card type and terminal cost published, tap to pay on a phone, tips and split payments on the terminal, several integrated acquirers or terminals to choose from (not only the vendor's own), the regulated payment institution named, and card payments reconciled to the daily closing.

10 — Payments without lock-in: the till works with any of several named acquirers on equal terms, fees for every card type, currency and chargeback published, the merchant's contract with the acquirer separable from the POS licence, and a change of acquirer documented without changing the till.

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The Café Owner

Integrated providers are named (SumUp in 21 countries, PayPal Zettle in 11) with tap to pay on a phone, tips with predefined percentages, refunds, amounts synced to the reader without retyping, and any non-integrated terminal of my own choice. No transaction fee for any card type is published, payout timing and the payment institution are unstated, and Loyverse Payments itself is only available in the USA, Switzerland and Belgium while the SumUp list shown does not name Germany — so I could neither compute my card costs nor confirm integrated acceptance for a German café. 1 2 11 12

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Fiscal compliance (TSE, DSFinV-K, RKSV)

How this is scored

Whether the till survives a cash audit: for Germany a certified technical security device (TSE) with its provider and BSI certificate named, hardware or cloud, the DSFinV-K export for the Kassennachschau and the tax audit, the receipt obligation (Belegausgabepflicht), the Kassenbuch and daily closing (Z-Bericht), GoBD-compliant storage for ten years, and help with the § 146a AO registration; for Austria the RKSV signature and FinanzOnline registration; for other countries their named fiscal rules (NF525, Fiskaltrust and similar).

0 — No fiscal function at all; the product is not a cash register in the legal sense, or states that it does not meet the fiscal rules of the markets it sells into.

3 — The till is called compliant ("finanzamtkonform", "KassenSichV-ready") without naming the TSE, the export formats or the closing; the details are basic or not described.

5 — A TSE included or offered with its provider named (hardware or cloud), the DSFinV-K export available, receipts carrying the TSE signature, a daily closing and cash book, and the receipt obligation met on paper or digitally.

8 — TSE provider and BSI certification named with what happens when the TSE fails, DSFinV-K and the GoBD archive for ten years stated, the § 146a AO registration supported, a procedure documentation (Verfahrensdokumentation) template offered, and the fiscal rules of at least one further country (Austrian RKSV or another) named and met.

10 — Audit-proof across markets: fiscal compliance documented per named country with certificates published, the procedure documentation maintained by the vendor, the fiscal journal exportable after the contract ends, and the vendor's handling of a Kassennachschau (what the auditor gets, from whom, how fast) described.

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The Café Owner not rated — no public information

I found no public information on a TSE or its BSI certificate, a DSFinV-K export, the receipt obligation, daily closing, ten-year GoBD storage, § 146a registration help, or the Austrian RKSV on any captured page; the pricing page prices its add-ons but shows no fiscal module or TSE fee, and the feature and payment pages are likewise silent. As a café owner in Germany this alone stops me at the door, but it is unreported, not disproved. 2 6 11

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Inventory, tables, staff & locations

How this is scored

What the till runs beside the sale: stock and articles with variants, suppliers and purchase orders, recipes or ingredients for hospitality, tables, courses and a kitchen display or kitchen printer, self-order and QR ordering, staff logins with roles and rights, cash differences per employee, reports by product, staff and hour, and several branches or sites managed from one back office.

0 — No articles, stock, staff or reporting beyond the single sale.

3 — An article list and a sales report; stock, staff rights, tables and several locations are basic or not described.

5 — Article and stock management with variants or modifiers, staff logins with roles, reports by product, employee and period, and for hospitality tables and kitchen printing or a kitchen display; several locations or tills under one account.

8 — Stock with suppliers, purchase orders and inventory counts or recipes, a kitchen display and QR or self-order, granular staff rights and a log of cancellations and voids per employee, central articles and prices pushed to several branches, and cross-site reporting.

10 — Multi-site operations run through the product: stock transfers between branches, central menu and price management with local overrides, franchise or group structures, forecasting from sales history, and every change to an article, price or void attributed and exportable.

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The Café Owner

A free kitchen display with multiple screens for bar, hot line and desserts, wait-time colours and item-by-item completion sits beside classic kitchen printers; stock has purchase orders, transfers between stores, full and partial counts, recipes via production and barcode label printing. Staff log in with PINs in user groups with differentiated rights, cash differences are tracked per shift with staff counting the drawer, reports filter by employee, shop and period, and multi-store is free with per-store prices, central article import to all points of sale and real-time chain KPIs — only a true table map with courses and a per-employee void log are missing. 1 2 4 6 13 14

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Accounting handoff, DATEV & data export

How this is scored

What reaches the books and what leaves with the merchant: an export to DATEV (DATEV format, DATEV Kassenarchiv online, DATEV Unternehmen online) and to named accounting tools, booking with revenue accounts and tax rates, card payouts and fees reconciled, an API and webhooks, integrations with shop, booking or staff tools, and a complete export of articles, customers, sales and fiscal journals when the contract ends.

0 — No export of any kind; the day's figures have to be retyped.

3 — A CSV or PDF report of sales; booking data, named integrations and a full export are basic or not described.

5 — A DATEV export or another named accounting export with revenue accounts and tax rates, several integrations listed, a documented API, and sales and articles exportable.

8 — DATEV Kassenarchiv online or DATEV Unternehmen online named, card payouts and fees booked separately for reconciliation, a public API with webhooks and a developer portal, integrations with named shop, booking and staff-scheduling tools, and a full export of articles, customers and sales stated.

10 — Nothing stays behind: a complete export of all records including the fiscal journal and receipts in documented formats, access to past data after cancellation for the retention period stated, a migration path from and to other named systems, and the API covering every object the back office shows.

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The Café Owner

There is a documented API with developer registration, an integration marketplace covering accounting, e-commerce, online ordering, e-invoicing and digital receipts, a named sync to Zoho Books through LoyBooks that turns every receipt into an invoice every fifteen minutes with duplicate prevention, and CSV export of reports. We found no public information on DATEV in any form, on webhooks or a developer portal beyond the API documentation, or on a full export of articles, customers and sales at contract end. 2 5 13 15 16

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European sovereignty

How this is scored

Who the contracting entity and the parent company are, where sales, customer and employee data are hosted, and who the subprocessors are (hosting, cloud TSE, payment processing, receipt delivery, email, analytics). Independently sourced by the sovereignty pipeline; POS data is financial and fiscal at once, holds staff logins and customer cards, and has to stay readable for the tax office for ten years, so the whole chain counts, not only the database.

0 — Non-EU vendor and contracting entity, hosting unstated, subprocessors unnamed, and no data processing agreement offered.

3 — A privacy policy and a data processing agreement exist, but hosting location is unstated or non-EU and the subprocessors are not listed.

5 — EU hosting available and an EU contracting entity or EU representative, but parts of the chain (cloud TSE, payment processing, email, analytics, support) run through non-EU providers without a stated safeguard.

8 — EU hosting on named infrastructure, EU contracting entity, TSE provider and payment institution, subprocessors listed with their locations, a data processing agreement published, and security certifications (ISO 27001, SOC 2) stated.

10 — Sovereign end to end and evidenced: European ownership, entity, TSE, payment institution, hosting and every subprocessor, data export and deletion documented, and certifications published with their scope rather than implied.

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The Café Owner

Data is hosted on Amazon Web Services in Germany and a data processing agreement is published with GDPR scope, processor liability for subprocessors, transfer safeguards and a subprocessor list kept at a terms URL, though subprocessors are named only by purpose, not by provider and location. The pages name Loyverse Commerce Ltd at 41 Lothbury, London, in the Teya group; the capture notes AWS is US-headquartered under the US Cloud Act regardless of the German region, and we found no public information on security certifications or an EU contracting entity on the vendor's own pages. 7 8

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Pricing transparency

How this is scored

Whether a buyer can compute the real annual cost from public pages alone: licence per till or per location, which modules (tables, kitchen display, stock, extra tills, DATEV export) cost extra, the TSE and its yearly fee, hardware to buy or rent, card terminal fees and transaction fees, setup and installation, support plans, minimum term and notice period.

0 — No public prices at all; every customer is a sales call or a dealer quote.

3 — A starting price or a free tier exists, but how cost scales with tills, locations, modules or hardware is unclear.

5 — Plans are public with their price per till or location and main inclusions, but at least one commonly needed piece (the TSE, extra tills, hardware, card fees, setup) is unpriced or "on request".

8 — Every plan priced publicly with its scaling rule, the TSE, hardware and add-ons priced, card fees and terminal costs listed, setup and support priced, minimum term and VAT treatment stated.

10 — Complete price computability: annual cost derivable for a given number of tills, locations, modules and card volume, with every add-on, hardware, TSE, setup, support and payment fee and the cancellation and data-return terms published.

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The Café Owner

The pricing page is genuinely readable: the core till, kitchen display, customer display, loyalty, basic stock, sales analytics over 31 days and multi-store are all "Kostenlos", advanced stock at "€25/Monat pro filiale", employee management at "€5/Monat pro mitarbeiter", unlimited sales history at "€5/Monat pro filiale", annual billing "2 Monate gratis", a 14-day trial, 24/7 live chat included and prices "zzgl. Steuern". But hardware to buy or rent, terminal costs and card transaction fees, setup fees and any minimum term or notice period are unpriced on the captured pages, so the second-year total I want to read is not computable. 1 6 13 16

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European sovereignty — proven facts

0 of 6 dimensions proven

Built only from facts shown on the vendor's own pages. A dimension we could not prove is left open, not scored as zero.

Hosting location Not determined ⚠ unverified — uncited Report an error
Hosting options Not determined — uncited Report an error
Open source Not determined — uncited Report an error
Data processing agreement Not determined ⚠ unverified — uncited Report an error
Transfer impact assessment Not determined — uncited Report an error

Questions about Loyverse POS

Is Loyverse POS European?

Yes, though not from the EU. whats-best.ai classifies Loyverse POS as UK / wider Europe.

Where does Loyverse POS store data?

The default storage location for customer data is not stated on the vendor’s pages as of 1 Nov 2026. The vendor’s pages mention Germany as hosting location, per the vendor’s page captured 29 Oct 2026.

Does Loyverse POS have a free plan?

Not stated on the vendor’s pages as of 1 Nov 2026.

What are the best alternatives to Loyverse POS?

As of 3 Nov 2026, the panel rates ready2order (3.5/5), Square (3/5) and Gastronovi (3/5) highest among the other 18 POS & Checkout Systems products evaluated. Ratings that look equal are rounded to half stars; the order uses the unrounded rating, then the name. The highest-rated European alternative is ready2order (EU-Made). Ratings are the AI panel’s opinion, formed from public evidence: how scores are made. The full list, with European products first: Loyverse POS alternatives.

Where this could be wrong

What we left out

A claim that does not survive our checks costs us the claim, not the page. This is what was taken off this one.

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Sources (17)

The pages every claim on this page was read from — each one checked, dated, and kept verifiable.

  1. 1 Vendor homepage loyverse.com Checked 29 Oct 2026 Details →
  2. 2 Features page (till functions) loyverse.com Checked 29 Oct 2026 Details →
  3. 3 Features page (stock) loyverse.com Checked 29 Oct 2026 Details →
  4. 4 Features page (multi-store) loyverse.com Checked 29 Oct 2026 Details →
  5. 5 API documentation loyverse.com Checked 29 Oct 2026 Details →
  6. 6 Pricing page loyverse.com Checked 29 Oct 2026 Details →
  7. 7 Privacy policy loyverse.com Checked 29 Oct 2026 Details →
  8. 8 Data processing agreement (dpa) loyverse.com Checked 29 Oct 2026 Details →
  9. 9 Checkout, receipts & hardware — found from sitemap help.loyverse.com Checked 29 Oct 2026 Details →
  10. 10 Checkout, receipts & hardware — found from sitemap help.loyverse.com Checked 29 Oct 2026 Details →
  11. 11 Card payments & fees — found from sitemap loyverse.com Checked 29 Oct 2026 Details →
  12. 12 Card payments & fees — found from sitemap help.loyverse.com Checked 29 Oct 2026 Details →
  13. 13 Inventory, tables, staff & locations — found from sitemap loyverse.com Checked 29 Oct 2026 Details →
  14. 14 Inventory, tables, staff & locations — found from sitemap loyverse.com Checked 29 Oct 2026 Details →
  15. 15 Accounting handoff, DATEV & data export — found from sitemap loyverse.com Checked 29 Oct 2026 Details →
  16. 16 Accounting handoff, DATEV & data export — found from sitemap loyverse.com Checked 29 Oct 2026 Details →
  17. 17 Terms of service — found from the homepage loyverse.com Checked 1 Nov 2026 Details →