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POS & Checkout Systems

Loyverse POS

UK / wider Europe Report an error

Panel rating · 6 judges · How to read the stars

Category median

Sovereignty: not determined

0–5 in half steps. 5 means the rubric's top anchor is met on the evidence.

by Cavius International Limited · loyverse.com

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Loyverse POS: AI-assisted analysis on whats-best.ai Loyverse POS: AI-assisted analysis on whats-best.ai (dark)

Add ?theme=dark to the image address for dark backgrounds. The badge shows the category and the month of the latest evaluation, and EU-Made where that is the product’s provenance. It never shows a score.

Loyverse POS at a glance

Vendor
Cavius International Limited
Headquarters
Not stated on the vendor’s pages as of 1 Nov 2026
Data hosting
Default not stated; pages mention Germany source, captured 29 Oct 2026
Free plan
Not stated on the vendor’s pages as of 1 Nov 2026
Panel verdict
The AI panel rates Loyverse POS 2.5/5, the mean of 6 judges. Loyverse POS, a point-of-sale platform for small businesses, scores best where its pages are richest: operations and locations at 7-8, built on free multi-store management, stock transfers between stores, purchase orders, recipes from ingredients, a free kitchen display and per-shift cash tracking. how scores are made
As of
Vendor pages captured 29 Oct 2026 to 1 Nov 2026; evaluated by the panel 30 Oct 2026. all sources

Loyverse POS alternatives, European ones first →

Read this page as one judge. Each weighs the same scores by what they care about.

The Hospitality Operations Manager

Weighted verdict

Runs operations for a group of eight restaurants in three cities with two hundred staff. Wants one menu and price list pushed to every site with local exceptions, staff rights that stop a waiter voiding his own bills, reports that compare sites by the hour, and a works council and data protection officer who can sign off what the till records about employees and loyalty guests, and where it is hosted.

Same scores as the panel view — this lens weights them the way this judge cares.

Scored by The Hospitality Operations Manager

Panel median The Hospitality Operations Manager This judge’s scores over the panel median. Each label opens its reasoning below.
Scores per criterion, in stars out of 5
Criterion Panel median The Hospitality Operations Manager
Checkout, receipts & hardware 3 of 5 3 of 5
Card payments & fees 2 of 5 2 of 5
Fiscal compliance (TSE, DSFinV-K, RKSV) 1 of 5 1 of 5
Inventory, tables, staff & locations 4 of 5 4 of 5
Accounting handoff, DATEV & data export 2.5 of 5 2.5 of 5
European sovereignty 2 of 5 2 of 5
Pricing transparency 2.5 of 5 2.5 of 5

Checkout, receipts & hardware

How this is scored

How a sale is rung up and what it runs on: a fast till on tablet, phone or dedicated terminal, articles, modifiers and discounts, split bills and tips, receipts printed or sent digitally (QR code, email, a digital Bon), returns and cancellations, a customer display, which hardware is supported or sold (receipt printers, cash drawers, scanners, scales), and whether the till keeps selling when the internet is down.

0 — Not a till; sales cannot be rung up or receipts issued in the product.

3 — Sales rung up on one device with a printed receipt; digital receipts, supported hardware and offline operation are basic or not described.

5 — A till app on named devices (iPad, Android or Windows) with articles, modifiers, discounts and split payments, receipts printed or sent digitally, returns and cancellations, a list of supported printers, drawers and scanners, and an offline mode stated.

8 — Several device types and own or third-party hardware with a published compatibility list, offline mode with its limits stated (how long, which payments, how sync resolves), digital receipts meeting the receipt obligation, customer display, scales and barcode labels supported, and hardware rentable or bought with the terms stated.

10 — A till that never stops a sale: offline operation documented including card payments and fiscal signing, hardware open to standard devices rather than locked to the vendor, receipt layouts that meet the legal minimum content in each named country, and a stated uptime or a status page with incident history.

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The Hospitality Operations Manager

The till runs on named iOS and Android devices with articles, variants, modifiers, discounts, refunds and open tickets you can name to tables, receipts printed or emailed, a customer display app, barcode scanning and label printing, and supported hardware listed by interface — Ethernet, USB and Bluetooth receipt printers, scanners, cash drawers. The offline mode is stated only as selling with weak or unstable internet and syncing when the connection returns, without its limits, and we found no public information on scales or on terms for buying or renting hardware. 1 2 9 10

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Card payments & fees

How this is scored

How the till takes card and mobile payments and what that costs: an integrated terminal and the acquirer behind it named, girocard, credit cards, Apple Pay and Google Pay, tap to pay on a phone, the fee per transaction by card type, monthly terminal fees, payout timing, and whether the merchant may use a terminal or acquirer of their own choice instead. A "free" till paid for by card fees counts here.

0 — No card payment of any kind can be recorded at the till.

3 — Card payments recorded at the till, by an integrated terminal or by typing the amount into a separate one; the acquirer, the fees and the choice of terminal are basic or not described.

5 — An integrated card terminal with the payment provider named, girocard, credit cards and mobile wallets accepted, the transaction fee published for the main card types, payouts with their timing stated, and the amount passed to the terminal without retyping.

8 — Fees per card type and terminal cost published, tap to pay on a phone, tips and split payments on the terminal, several integrated acquirers or terminals to choose from (not only the vendor's own), the regulated payment institution named, and card payments reconciled to the daily closing.

10 — Payments without lock-in: the till works with any of several named acquirers on equal terms, fees for every card type, currency and chargeback published, the merchant's contract with the acquirer separable from the POS licence, and a change of acquirer documented without changing the till.

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The Hospitality Operations Manager

Integrated payments are offered in over 30 countries with named partners such as SumUp (listed for 21 countries including Austria) and PayPal Zettle, the amount syncs from the till to the reader without retyping, tap to pay on the phone, tips with predefined percentages and refunds are documented, and card transactions and payouts are viewable; the vendor's own Loyverse Payments is listed for the USA, Switzerland and Belgium only. We found no public information on transaction fees by card type, terminal cost or payout timing, so I cannot price a card sale from these pages. 1 2 11 12

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Fiscal compliance (TSE, DSFinV-K, RKSV)

How this is scored

Whether the till survives a cash audit: for Germany a certified technical security device (TSE) with its provider and BSI certificate named, hardware or cloud, the DSFinV-K export for the Kassennachschau and the tax audit, the receipt obligation (Belegausgabepflicht), the Kassenbuch and daily closing (Z-Bericht), GoBD-compliant storage for ten years, and help with the § 146a AO registration; for Austria the RKSV signature and FinanzOnline registration; for other countries their named fiscal rules (NF525, Fiskaltrust and similar).

0 — No fiscal function at all; the product is not a cash register in the legal sense, or states that it does not meet the fiscal rules of the markets it sells into.

3 — The till is called compliant ("finanzamtkonform", "KassenSichV-ready") without naming the TSE, the export formats or the closing; the details are basic or not described.

5 — A TSE included or offered with its provider named (hardware or cloud), the DSFinV-K export available, receipts carrying the TSE signature, a daily closing and cash book, and the receipt obligation met on paper or digitally.

8 — TSE provider and BSI certification named with what happens when the TSE fails, DSFinV-K and the GoBD archive for ten years stated, the § 146a AO registration supported, a procedure documentation (Verfahrensdokumentation) template offered, and the fiscal rules of at least one further country (Austrian RKSV or another) named and met.

10 — Audit-proof across markets: fiscal compliance documented per named country with certificates published, the procedure documentation maintained by the vendor, the fiscal journal exportable after the contract ends, and the vendor's handling of a Kassennachschau (what the auditor gets, from whom, how fast) described.

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The Hospitality Operations Manager

The only item on the captured pages touching tax is a report of the tax payable; we found no public information on a certified technical security device with its provider and certificate, a DSFinV-K export, a daily closing or cash book, GoBD storage, or the Austrian RKSV. For my German and Austrian sites that is the first question I ask a till vendor, and I found no answer on the captured pages. 2

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Inventory, tables, staff & locations

How this is scored

What the till runs beside the sale: stock and articles with variants, suppliers and purchase orders, recipes or ingredients for hospitality, tables, courses and a kitchen display or kitchen printer, self-order and QR ordering, staff logins with roles and rights, cash differences per employee, reports by product, staff and hour, and several branches or sites managed from one back office.

0 — No articles, stock, staff or reporting beyond the single sale.

3 — An article list and a sales report; stock, staff rights, tables and several locations are basic or not described.

5 — Article and stock management with variants or modifiers, staff logins with roles, reports by product, employee and period, and for hospitality tables and kitchen printing or a kitchen display; several locations or tills under one account.

8 — Stock with suppliers, purchase orders and inventory counts or recipes, a kitchen display and QR or self-order, granular staff rights and a log of cancellations and voids per employee, central articles and prices pushed to several branches, and cross-site reporting.

10 — Multi-site operations run through the product: stock transfers between branches, central menu and price management with local overrides, franchise or group structures, forecasting from sales history, and every change to an article, price or void attributed and exportable.

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The Hospitality Operations Manager

This is close to running my group: stock with suppliers, purchase orders, inventory counts and items produced from ingredients, transfers between stores, a free kitchen display on multiple screens with wait-time colours, staff PIN logins in user groups whose rights reach down to discarding items in open tickets, cash difference per shift, articles, employees and customers shared across all sites with per-store prices as the local exception, and chain reports in real time filterable by employee, shop and period. We found no public information on forecasting from sales history or on an attributed, exportable log of every article, price and void change. 1 2 4 6 13 14

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Accounting handoff, DATEV & data export

How this is scored

What reaches the books and what leaves with the merchant: an export to DATEV (DATEV format, DATEV Kassenarchiv online, DATEV Unternehmen online) and to named accounting tools, booking with revenue accounts and tax rates, card payouts and fees reconciled, an API and webhooks, integrations with shop, booking or staff tools, and a complete export of articles, customers, sales and fiscal journals when the contract ends.

0 — No export of any kind; the day's figures have to be retyped.

3 — A CSV or PDF report of sales; booking data, named integrations and a full export are basic or not described.

5 — A DATEV export or another named accounting export with revenue accounts and tax rates, several integrations listed, a documented API, and sales and articles exportable.

8 — DATEV Kassenarchiv online or DATEV Unternehmen online named, card payouts and fees booked separately for reconciliation, a public API with webhooks and a developer portal, integrations with named shop, booking and staff-scheduling tools, and a full export of articles, customers and sales stated.

10 — Nothing stays behind: a complete export of all records including the fiscal journal and receipts in documented formats, access to past data after cancellation for the retention period stated, a migration path from and to other named systems, and the API covering every object the back office shows.

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The Hospitality Operations Manager

There is a documented API with developer registration, CSV downloads of reports, a marketplace covering accounting, e-invoicing and online ordering, and a named connector that turns every receipt into a Zoho Books invoice with customers matched and payments applied. We found no public information on a DATEV export or the DATEV cash archive, on webhooks, on booking with revenue accounts and tax rates, or on a complete export of articles, customers and sales at contract end — the agreement promises deletion or return of personal data only. 2 5 8 15 16

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European sovereignty

How this is scored

Who the contracting entity and the parent company are, where sales, customer and employee data are hosted, and who the subprocessors are (hosting, cloud TSE, payment processing, receipt delivery, email, analytics). Independently sourced by the sovereignty pipeline; POS data is financial and fiscal at once, holds staff logins and customer cards, and has to stay readable for the tax office for ten years, so the whole chain counts, not only the database.

0 — Non-EU vendor and contracting entity, hosting unstated, subprocessors unnamed, and no data processing agreement offered.

3 — A privacy policy and a data processing agreement exist, but hosting location is unstated or non-EU and the subprocessors are not listed.

5 — EU hosting available and an EU contracting entity or EU representative, but parts of the chain (cloud TSE, payment processing, email, analytics, support) run through non-EU providers without a stated safeguard.

8 — EU hosting on named infrastructure, EU contracting entity, TSE provider and payment institution, subprocessors listed with their locations, a data processing agreement published, and security certifications (ISO 27001, SOC 2) stated.

10 — Sovereign end to end and evidenced: European ownership, entity, TSE, payment institution, hosting and every subprocessor, data export and deletion documented, and certifications published with their scope rather than implied.

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The Hospitality Operations Manager

The privacy policy states hosting with Amazon Web Services in Germany, and a published GDPR-scoped data processing agreement sets processor roles, a sub-processor list reference with ten days' notice of changes, objection rights, audit after a security incident, and transfers via adequacy decisions or standard contractual clauses. The entity in that agreement is Loyverse Commerce Ltd of London, the sub-processor list's contents are not among the pages we read, and we found no public information on ownership or security certifications — with AWS under the US CLOUD Act regardless of the German region, I cannot yet show my works council and data protection officer the full chain behind my staff and loyalty-guest data. 7 8

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Pricing transparency

How this is scored

Whether a buyer can compute the real annual cost from public pages alone: licence per till or per location, which modules (tables, kitchen display, stock, extra tills, DATEV export) cost extra, the TSE and its yearly fee, hardware to buy or rent, card terminal fees and transaction fees, setup and installation, support plans, minimum term and notice period.

0 — No public prices at all; every customer is a sales call or a dealer quote.

3 — A starting price or a free tier exists, but how cost scales with tills, locations, modules or hardware is unclear.

5 — Plans are public with their price per till or location and main inclusions, but at least one commonly needed piece (the TSE, extra tills, hardware, card fees, setup) is unpriced or "on request".

8 — Every plan priced publicly with its scaling rule, the TSE, hardware and add-ons priced, card fees and terminal costs listed, setup and support priced, minimum term and VAT treatment stated.

10 — Complete price computability: annual cost derivable for a given number of tills, locations, modules and card volume, with every add-on, hardware, TSE, setup, support and payment fee and the cancellation and data-return terms published.

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The Hospitality Operations Manager

The core till is free and the paid add-ons carry public unit prices — advanced stock management €25/Monat pro Filiale, employee management €5/Monat pro Mitarbeiter, unlimited sales history €5/Monat pro Filiale — with 14-day trials, 24/7 live chat included, annual billing giving two months free, and prices stated excluding taxes. What I need to budget a full year across eight sites is absent from these pages: we found no public information on card fees and terminal cost, hardware, setup, or minimum term and notice period. 1 6

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European sovereignty — proven facts

0 of 6 dimensions proven

Built only from facts shown on the vendor's own pages. A dimension we could not prove is left open, not scored as zero.

Hosting location Not determined ⚠ unverified — uncited Report an error
Hosting options Not determined — uncited Report an error
Open source Not determined — uncited Report an error
Data processing agreement Not determined ⚠ unverified — uncited Report an error
Transfer impact assessment Not determined — uncited Report an error

Questions about Loyverse POS

Is Loyverse POS European?

Yes, though not from the EU. whats-best.ai classifies Loyverse POS as UK / wider Europe.

Where does Loyverse POS store data?

The default storage location for customer data is not stated on the vendor’s pages as of 1 Nov 2026. The vendor’s pages mention Germany as hosting location, per the vendor’s page captured 29 Oct 2026.

Does Loyverse POS have a free plan?

Not stated on the vendor’s pages as of 1 Nov 2026.

What are the best alternatives to Loyverse POS?

As of 3 Nov 2026, the panel rates ready2order (3.5/5), Square (3/5) and Gastronovi (3/5) highest among the other 18 POS & Checkout Systems products evaluated. Ratings that look equal are rounded to half stars; the order uses the unrounded rating, then the name. The highest-rated European alternative is ready2order (EU-Made). Ratings are the AI panel’s opinion, formed from public evidence: how scores are made. The full list, with European products first: Loyverse POS alternatives.

Where this could be wrong

What we left out

A claim that does not survive our checks costs us the claim, not the page. This is what was taken off this one.

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Sources (17)

The pages every claim on this page was read from — each one checked, dated, and kept verifiable.

  1. 1 Vendor homepage loyverse.com Checked 29 Oct 2026 Details →
  2. 2 Features page (till functions) loyverse.com Checked 29 Oct 2026 Details →
  3. 3 Features page (stock) loyverse.com Checked 29 Oct 2026 Details →
  4. 4 Features page (multi-store) loyverse.com Checked 29 Oct 2026 Details →
  5. 5 API documentation loyverse.com Checked 29 Oct 2026 Details →
  6. 6 Pricing page loyverse.com Checked 29 Oct 2026 Details →
  7. 7 Privacy policy loyverse.com Checked 29 Oct 2026 Details →
  8. 8 Data processing agreement (dpa) loyverse.com Checked 29 Oct 2026 Details →
  9. 9 Checkout, receipts & hardware — found from sitemap help.loyverse.com Checked 29 Oct 2026 Details →
  10. 10 Checkout, receipts & hardware — found from sitemap help.loyverse.com Checked 29 Oct 2026 Details →
  11. 11 Card payments & fees — found from sitemap loyverse.com Checked 29 Oct 2026 Details →
  12. 12 Card payments & fees — found from sitemap help.loyverse.com Checked 29 Oct 2026 Details →
  13. 13 Inventory, tables, staff & locations — found from sitemap loyverse.com Checked 29 Oct 2026 Details →
  14. 14 Inventory, tables, staff & locations — found from sitemap loyverse.com Checked 29 Oct 2026 Details →
  15. 15 Accounting handoff, DATEV & data export — found from sitemap loyverse.com Checked 29 Oct 2026 Details →
  16. 16 Accounting handoff, DATEV & data export — found from sitemap loyverse.com Checked 29 Oct 2026 Details →
  17. 17 Terms of service — found from the homepage loyverse.com Checked 1 Nov 2026 Details →